Data Empowerment and Risk Management: The Data Application Practice of Fund Credit Management in a Group company

DOI

10.2991/978-94-6463-980-3_26How to use a DOI?

Keywords

Fund Credit Risk; Group Treasury Construction; Fund Management Reform; Fund Data; Fund Management Decision-making

Abstract

As a provincial-level large state-owned energy conglomerate, the group company operates across multiple sectors including power, petroleum, and coal. With numerous subsidiaries and complex fund activities, it faces multiple challenges in fund management. Critical pain points exist at the strategic level, operational level, and resource allocation level. Against this background, the group company proactively responded to the State-owned Assets Supervision and Administration Commission (SASAC) directive to accelerate treasury system development. Aligning with provincial policies on fund credit risk management for provincial enterprises, it initiated construction of a Fund Credit Risk Management System. Adopting a “11 + 4” framework, the system integrates multi-dimensional data including accounts, financing, guarantees, and bills to enhance the precision, centralization, and intelligence of fund management. The SASAC Financial Risk Monitoring Platform is a key digital reform initiative under the 14th Five-Year Plan. In May 2022, the group company was tasked with developing the fund credit risk management subsystem. By October 2022, the system had been successfully deployed across all 17 provincial state-owned enterprises, significantly elevating the fund credit risk management capabilities of provincial state-owned assets and enterprises.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Na Luo
AU  - Dan Zhao
AU  - Yiwei Yu
PY  - 2025
DA  - 2025/12/26
TI  - Data Empowerment and Risk Management: The Data Application Practice of Fund Credit Management in a Group company
BT  - Proceedings of the 2025 5th International Conference on Business Administration and Data Science (BADS 2025)
PB  - Atlantis Press
SP  - 279
EP  - 290
SN  - 2352-538X
UR  - https://doi.org/10.2991/978-94-6463-980-3_26
DO  - 10.2991/978-94-6463-980-3_26
ID  - Luo2025
ER  -