Research on the Compliance Path and Trust Law Improvement for Trustor Personal Information Protection in Trust Business in the Big Data Era

DOI

10.2991/978-94-6463-980-3_9How to use a DOI?

Keywords

big data era; trust business; trustor’s personal information; compliance path; trust law improvement

Abstract

Under the new circumstances, fulfilling trust management responsibilities requires the support of big data in the refined development of trust business. However, this move increases the risk and probability of trustor information being leaked or exploited by trust companies. Currently, trust companies lack internal compliance awareness and systems, have unclear legal responsibilities for external cooperation, and lack effective division of labor and coordination in administrative supervision. Furthermore, the Trust Law lacks specific provisions for protecting trustor personal information, resulting in poor coordination with regulations protecting trustors’ use of trust property. These factors complicate the protection of trustor information. This study examines the practical and existing challenges of trustor information protection in the context of big data and explores a compliance path for trustor personal information protection that involves “trustor self-optimization, trustor collaborative management, and joint supervision by regulatory agencies.” Based on this, the study proposes the following recommendations: adding a dedicated section to the Trust Law on protecting trustor personal information, specifying the special legal obligations of trustors, establishing a reverse burden of proof, establishing a trustor compensation fund, and developing and improving supporting laws and regulations alongside the Personal Information Protection Law and the Financial Stability Law. This study aims to provide practical assistance to trust companies’ compliance practices and contributes positively to filling the gaps in the legal system for trustor information protection.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Chao Yang
AU  - Zhibo Xue
PY  - 2025
DA  - 2025/12/26
TI  - Research on the Compliance Path and Trust Law Improvement for Trustor Personal Information Protection in Trust Business in the Big Data Era
BT  - Proceedings of the 2025 5th International Conference on Business Administration and Data Science (BADS 2025)
PB  - Atlantis Press
SP  - 78
EP  - 82
SN  - 2352-538X
UR  - https://doi.org/10.2991/978-94-6463-980-3_9
DO  - 10.2991/978-94-6463-980-3_9
ID  - Yang2025
ER  -