Dilemmas and Coping Strategies in the Development of Intellectual Property Finance in China: Findings from Interviews and Surveys

DOI

10.2991/978-94-6239-777-4_88How to use a DOI?

Keywords

Intellectual property finance; Pledge financing; Valuation system; Asset liquidity; Risk sharing; Interview analysis

Abstract

This study examines the development of intellectual property (IP) finance in China and explores the major institutional and market constraints affecting its operation through literature review, interview analysis, and survey data. Policy support has helped expand IP pledge financing, securitization, and insurance. However, several structural problems persist: valuation difficulties, weak asset liquidity, unstable IP rights, and ineffective risk-sharing mechanisms. Evidence from interviews with technology enterprises, financial institutions, and IP service agencies suggests that information asymmetry and the lack of transaction data make IP valuation and risk assessment highly uncertain, while the absence of mature secondary markets limits asset disposal and reduces financial institutions’ willingness to participate. In addition, the uncertainty of IP rights conflicts with the financial system’s preference for stable and predictable collateral, resulting in a cautious equilibrium between financing supply and demand. These findings suggest that further development of IP finance in China requires an integrated framework where value becomes identifiable, risk becomes pricable, and assets become liquidable through improved valuation standards, stronger disposal mechanisms, enhanced risk compensation systems, and more professional service institutions.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Huixuan Zhu
PY  - 2026
DA  - 2026/09/30
TI  - Dilemmas and Coping Strategies in the Development of Intellectual Property Finance in China: Findings from Interviews and Surveys
BT  - Proceedings of the 2026 8th International Conference on Economic Management and Cultural Industry (ICEMCI 2026)
PB  - Atlantis Press
SP  - 866
EP  - 876
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-777-4_88
DO  - 10.2991/978-94-6239-777-4_88
ID  - Zhu2026
ER  -