The Market Entry of Fintech Companies and the Integration of Corporate Law and Financial Regulation

DOI

10.2991/978-94-6463-702-1_52How to use a DOI?

Keywords

fintech; regulatory compliance; corporate governance; market entry

Abstract

The advent of financial technology (fintech) has introduced a new dimension to the financial services industry, challenging traditional models and demanding a reassessment of the existing corporate law and financial regulatory frameworks. This paper delves into the intricacies of fintech market entry, underscoring the significance of aligning with corporate law and financial regulation. It outlines the various challenges fintech companies encounter, such as regulatory hurdles, the imperative for robust corporate governance, and the necessity of a supportive legal framework that fosters innovation while ensuring compliance. The essay emphasizes the dual role of regulation in safeguarding the financial system’s integrity and promoting a competitive environment that encourages fintech innovation. It discusses the strategic importance for fintech firms to not only adhere to regulations but also to anticipate and adapt to the evolving regulatory landscape. The conclusion underscores the collaborative effort required among regulators, fintech companies, and consumers to establish a responsive regulatory ecosystem. This ecosystem must be capable of balancing oversight with the encouragement of innovation, ensuring that fintech can contribute to financial inclusion and efficiency while mitigating risks. The paper suggests that the lessons learned from the market entry and regulatory integration of fintech will be instrumental in shaping the future of financial services, offering valuable insights for both new entrants and established players in the global financial market.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Meiran Wan
PY  - 2025
DA  - 2025/05/05
TI  - The Market Entry of Fintech Companies and the Integration of Corporate Law and Financial Regulation
BT  - Proceedings of the 2025 10th International Conference on Financial Innovation and Economic Development (ICFIED 2025)
PB  - Atlantis Press
SP  - 497
EP  - 504
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-702-1_52
DO  - 10.2991/978-94-6463-702-1_52
ID  - Wan2025
ER  -