Research on the Applications of Artificial Intelligence Technology in Financial Risk Management

DOI

10.2991/978-94-6239-642-5_3How to use a DOI?

Keywords

Artificial intelligence; Financial risk management; Financial risk control

Abstract

Financial risk management, as a core mechanism for maintaining financial stability, is undergoing a paradigm change driven by artificial intelligence technology. Traditional risk control methods are limited by defects such as single data dimension, static model, and response lag, which makes it difficult to cope with the continuous upgrading of complexity and uncertainty of financial market. This research systematically discusses the application logic and technical path of artificial intelligence technology in core scenarios such as credit evaluation, fraud detection, market prediction and risk warning, and reveals the internal mechanism of improving risk control efficiency. The collaborative application of machine learning, deep learning and natural language processing not only expands the coverage and accuracy of risk identification, but also promotes the transformation of risk control process from experience-driven to data-driven. This paper emphasizes the necessity of man-machine collaborative governance framework and dynamic supervision, and provides theoretical support and practical reference for the construction of intelligent risk control system in financial industry.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Mengyu Xu
PY  - 2026
DA  - 2026/04/29
TI  - Research on the Applications of Artificial Intelligence Technology in Financial Risk Management
BT  - Proceedings of the 2026 11th International Conference on Financial Innovation and Economic Development (ICFIED 2026)
PB  - Atlantis Press
SP  - 16
EP  - 24
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-642-5_3
DO  - 10.2991/978-94-6239-642-5_3
ID  - Xu2026
ER  -