Research on Risk Management of China’s Small and Micro Financial Institutions based on Behavioral Finance

DOI

10.2991/978-94-6239-642-5_26How to use a DOI?

Keywords

behavioral finance; Small and micro financial institutions; Risk management; Risk identification; Risk assessment tool

Abstract

Based on the theory of behavioral finance, this article explores the risk management issues of small and micro financial institutions in China. Firstly, this article provides a detailed analysis of the definition of small and micro financial institutions and the current market environment, clarifying the challenges and opportunities they face. Subsequently, the system introduced the core theories and models of behavioral finance, providing new perspectives and methods for risk management. On this basis, this article proposes a series of risk identification methods and evaluation tools for small and micro financial institutions, aiming to enhance their risk management capabilities and reduce operational risks. Finally, this article comprehensively analyzed the research results and drew some important conclusions that can help small and micro financial institutions improve their risk management efficiency.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

TY  - CONF
AU  - Peiqin Cai
PY  - 2026
DA  - 2026/04/29
TI  - Research on Risk Management of China’s Small and Micro Financial Institutions based on Behavioral Finance
BT  - Proceedings of the 2026 11th International Conference on Financial Innovation and Economic Development (ICFIED 2026)
PB  - Atlantis Press
SP  - 249
EP  - 256
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-642-5_26
DO  - 10.2991/978-94-6239-642-5_26
ID  - Cai2026
ER  -