Proceedings of the 2024 7th International Conference on Humanities Education and Social Sciences (ICHESS 2024)

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Research on the Digital Transformation Strategy and Policy Support System of Commercial Banks under the Background of High level Openness

Authors
Zhaoyu Zhang1, *
1Johns Hopkins University, Baltimore, MD, 21218, USA
*Corresponding author. Email: zhaoyuzhangjhu@163.com
Corresponding Author
Zhaoyu Zhang
Available Online 23 December 2024.
DOI
10.2991/978-2-38476-323-8_69How to use a DOI?
Keywords
Digital transformation; Commercial banks; Policy support; Regulatory framework; Information technology; High level openness
Abstract

This study focuses on the importance and strategic implementation of digital transformation faced by commercial banks in a high-level open environment, and explores in depth the problems and challenges encountered during the implementation process. After analyzing the dual impacts and policy orientations both domestically and internationally, this study focuses on how modern information technology can assist in the innovation and optimization of banking business, such as the application of artificial intelligence and big data to enhance service quality and risk management capabilities. In terms of strategy construction and policy support, this article explores the key strategies for digital transformation and analyzes how to build effective policy support and regulatory frameworks to ensure the transformation process. The research findings have significant value in providing decision support for bank managers in formulating digital transformation strategies and relevant policy makers.

Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2024 7th International Conference on Humanities Education and Social Sciences (ICHESS 2024)
Series
Advances in Social Science, Education and Humanities Research
Publication Date
23 December 2024
ISBN
978-2-38476-323-8
ISSN
2352-5398
DOI
10.2991/978-2-38476-323-8_69How to use a DOI?
Copyright
© 2024 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Zhaoyu Zhang
PY  - 2024
DA  - 2024/12/23
TI  - Research on the Digital Transformation Strategy and Policy Support System of Commercial Banks under the Background of High level Openness
BT  - Proceedings of the 2024 7th International Conference on Humanities Education and Social Sciences (ICHESS 2024)
PB  - Atlantis Press
SP  - 594
EP  - 604
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-323-8_69
DO  - 10.2991/978-2-38476-323-8_69
ID  - Zhang2024
ER  -