Development and Optimisation Suggestions of China's Enterprise Pension System in the Context of Population Ageing

DOI

10.2991/978-2-38476-323-8_96How to use a DOI?

Keywords

population ageing; corporate pension system; coverage; pension

Abstract

In recent years, the aging level of China's population has been rising, and due to the double pressure of the insufficiency of the pay-as-you-go system and the challenge of population aging, China's pensions are facing great challenges, and the problem of pension shortfalls is becoming increasingly serious, with the first pillar of China's pension insurance system, the basic pension insurance, bearing too much pressure on pensions. As the second pillar of China's pension insurance system, enterprise annuity system plays an increasingly important role in alleviating the government's financial crisis and improving the level of pension security. This paper provides a systematic analysis of the development history and significance of enterprise annuities, and analyses and researches the problems existing in the development of enterprise annuities, which should improve the tax preferential policies, unify the account transfer specification process, and strengthen the supervision and management of the government to alleviate the relevant problems currently faced, and to strengthen and improve the important role of enterprise annuities in the social responsibility of pensions.

Copyright

© 2024 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Jinyue Yang
PY  - 2024
DA  - 2024/12/23
TI  - Development and Optimisation Suggestions of China's Enterprise Pension System in the Context of Population Ageing
BT  - Proceedings of the 2024 7th International Conference on Humanities Education and Social Sciences (ICHESS 2024)
PB  - Atlantis Press
SP  - 856
EP  - 862
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-323-8_96
DO  - 10.2991/978-2-38476-323-8_96
ID  - Yang2024
ER  -