Zakat Well-Being Index (ZAWI): A Holistic Assessment System for Poor and Needy Asnaf

DOI

10.2991/978-94-6239-752-1_5How to use a DOI?

Keywords

Zakat; Well-Being Index; Poor and Needy; Asnaf

Abstract

Well-being is an individual’s self-assessment of happiness, life satisfaction, quality of life and financial well-being. In the Islamic context, well-being is strengthened through the implementation of zakat as a mechanism for redistribution of wealth and social protection. The Zakat Recipient Well-being Index (ZAWI) is a holistic measurement system developed to assess the level of well-being of the poor and needy asnaf groups. The development of this ZAWI uses a qualitative approach that includes literature analysis, semi-structured interviews with selected asnaf using purposeful sampling until data saturation is achieved, and manual thematic analysis. The study findings found that the ZAWI integrates well-being dimensions that include aspects of the meaning of well-being, emotions and psychology, daily life, finances, spirituality, and self- and social resilience, which are then operationally formulated into spiritual, emotional, social and economic constructs. This approach ensures that the ZAWI has a strong conceptual foundation and is relevant to the reality of the lives of zakat recipients, in addition to functioning as a decision support system to help zakat institutions assess distribution, determine aid priorities and plan sustainable asnaf development interventions.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Hamizah Muhammad
AU  - Azarudin Awang
AU  - Juliana Arifin
AU  - Suhaili Arifin
AU  - Salimah Yahaya
PY  - 2026
DA  - 2026/09/04
TI  - Zakat Well-Being Index (ZAWI): A Holistic Assessment System for Poor and Needy Asnaf
BT  - Proceedings of the9th International Conference on Business, Economics, Social Sciences & Humanities – Economics, Business and Management Track (ICOBEST-EBM 2026)
PB  - Atlantis Press
SP  - 41
EP  - 53
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-752-1_5
DO  - 10.2991/978-94-6239-752-1_5
ID  - Muhammad2026
ER  -