Financial Literacy, Financial Technology & Financial Behavior Analysis in Increasing Generation Z’s Interest and Investment Decisions in a Cashless Society
- DOI
- 10.2991/978-94-6463-622-2_30How to use a DOI?
- Keywords
- Cashless Society; Financial Behavior; Financial Literacy; Financial Technology
- Abstract
Financial literacy, financial technology & financial behavior are factors that influence investment interest and decisions. This research is expected to help in understanding the extent to which generation-Z has an understanding of basic financial concepts, such as money management, investment, savings, and debt. The results of this study indicate that the variables of financial literacy, financial technology & financial behavior partially affect the interest/ decision to invest from Gen-Z and Financial literacy, financial technology & financial behavior simultaneously/ together affect the interest/ decision to invest from Gen-Z. Next, the research was also conducted to find out the extent to which generation-Z uses and utilizes various fintech platforms, such as digital banking apps, digital payments, and online investments. This is important to identify barriers or challenges they may face in adopting these financial technologies. And finally, it can help in identifying their financial behavior patterns, preferences, risk propensity, and other factors that influence their financial decisions. Ultimately, they can increase their interest in investing and make better investment decisions.
- Copyright
- © 2024 The Author(s)
- Open Access
- Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.
Cite this article
TY - CONF AU - Made Ayu Jayanti Prita Utami AU - Ni Putu Rita Sintadevi AU - I Putu Okta Priyana AU - Gede Sedana Wibawa Yasa PY - 2024 DA - 2024/12/31 TI - Financial Literacy, Financial Technology & Financial Behavior Analysis in Increasing Generation Z’s Interest and Investment Decisions in a Cashless Society BT - Proceedings of the International Conference on Sustainable Green Tourism Applied Science - Social Applied Science 2024 (ICoSTAS-SAS 2024) PB - Atlantis Press SP - 266 EP - 274 SN - 2352-5428 UR - https://doi.org/10.2991/978-94-6463-622-2_30 DO - 10.2991/978-94-6463-622-2_30 ID - Utami2024 ER -