Proceedings of the 8th International Conference on Informatics, Engineering, Science & Technology (INCITEST 2025)

<Previous Article In Volume
Next Article In Volume>

Varying Roles of Habit in Proliferation of Continuous Usage of E-Wallet

Authors
Citra Noviyasari1, *
1Department of Information System, Universitas Komputer Indonesia, Bandung, Indonesia
*Corresponding author. Email: citra.noviyasari@email.unikom.ac.id
Corresponding Author
Citra Noviyasari
Available Online 16 December 2025.
DOI
10.2991/978-94-6463-924-7_11How to use a DOI?
Keywords
E-wallet; Continuous Intention; Habit
Abstract

One of the information systems expected to continue attracting individuals to use it in their daily activities is the e-wallet; from the introduction of the e-wallet, the process of adopting it, the decision to continue using the e-wallet and to making the use of e-wallet an unconscious habit. This study explores the continued use of e-wallets and what motivates individuals to make them a habit without awareness. The basic framework used is the Expectancy-Confirmation Model (ECM) along with trust, expected to provide new understanding of the phenomenon. A quantitative approach through questionnaires as a tool has collected data to be processed using SmartPLS. The idea is that perceived usefulness and satisfaction can motivate individuals to use e-wallets as a conscious habit without considering it an initial confirmation. These four satisfaction models indicate that habit can be antecedents of continuous intention and make continuation intention an antecedent of intention. This study strengthens the prior assumption that there is no role of habit as a mediator and moderator. The habit was found to be insignificantly moderating the relationship between IS continuous intention and IS continuous usage. This study can be fundamental that habituation of new technology will impact the acceptance and continued use of that technology.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

<Previous Article In Volume
Next Article In Volume>
Volume Title
Proceedings of the 8th International Conference on Informatics, Engineering, Science & Technology (INCITEST 2025)
Series
Advances in Engineering Research
Publication Date
16 December 2025
ISBN
978-94-6463-924-7
ISSN
2352-5401
DOI
10.2991/978-94-6463-924-7_11How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Citra Noviyasari
PY  - 2025
DA  - 2025/12/16
TI  - Varying Roles of Habit in Proliferation of Continuous Usage of E-Wallet
BT  - Proceedings of the 8th International Conference on Informatics, Engineering, Science & Technology (INCITEST 2025)
PB  - Atlantis Press
SP  - 121
EP  - 135
SN  - 2352-5401
UR  - https://doi.org/10.2991/978-94-6463-924-7_11
DO  - 10.2991/978-94-6463-924-7_11
ID  - Noviyasari2025
ER  -