Search all articles

This research aims to study and improve the consumer protection relate to digital financial literacy of Indonesian consumers and digital supervision by government on financial service providers. Previous research related to the consumer protection in Indonesia has primarily explain about the consumer...

During 20th century, the whole world has undergone great changes, especially in politics and economics. By now, we are dramatically hit by the Covid-19, which have profound impacts on human health, economic development, etc. This thesis, by a method of literature review, mainly focuses on analyzing Argentina’s...

This paper examines whether drinking frequency is related to residents’ income. Based on National Longitudinal Survey of Youth (NLSY) data, we find an inverted U-shaped relationship between them. Then, residents’ drinking frequency in 1989 is utilized as an instrumental variable to modify the endogeneity,...

This study was carried out in order to test and determine the effect of using student learning time out of study hours Economic Education Study Program, Universitas Pendidikan Ganesha if grouped by learning style. This study is a comparative causal study with a population visited by 240 students of Economic...

The mismatch between demand and supply remains a challenge in public service delivery. A customer-oriented perspective allows us to turn our attention to the customer side of public services. Customers can also influence the performance of public services through demand and feedback. We have developed...

Surmiati, 2023 “The Influence of the work environment of the compensation system on job satisfaction and employee performance at Bankaltimtara Nunukan Branch”. This research aims to analyze the relationship between the work environment and compensation system on job satisfaction and employee performance....

The article presents the results of a study of the systematization of models of cooperation between organizations of the military-industrial complex (MIC) and high-tech civilian companies, as well as identifying new forms of their interaction to intensify the processes of diversification. A systematic...

The purpose of this research is to develop a flipbook-based e-modul based on mobile learning as an effort to increase knowledge for students in preparation for competency test. The aim of of this study were 1) analyze the needs of flipbook in an effort to increase student knowledge in preparation for...

Many problems arise in the public services provided by the National Land Agency (BPN) of Tangerang City to administer public land certificates. The topic raised in this research is public service at the National Land Agency of Tangerang City. The essence of the vision of public service is the realization...

With the rapid development of Internet and information technology, a new type of interactive media communication mode, we-media, has gradually entered the public’s vision and become popular. With the development of we-media, college students’ awareness of participating in online public opinion is gradually...

With the advancement of the times, China has entered a moderately aging stage with an increasingly severe population aging issue. Although the material life of the elderly has been met, their spiritual quality of life still needs to be improved. In a multicultural context, the integration of traditional...

This study aims to develop and evaluate the effectiveness of the HYLED 5.0 (Hybrid Laboratory based on Education 5.0) learning model in improving students’ English writing skills through environmental issue-based learning. The HYLED 5.0 model integrates project-based learning, virtual laboratory technology,...

This study explores the market mix factors that affect the brand loyalty of Zebra Craft Beer. Using the method of quantitative survey, a total of 433 participants, and the study revealed the key market factors affecting brand loyalty. The analysis emphasizes the central role of product-related factors...

The banking industry is the main body of the modern financial systemand an important hub for the operation of the national economy. Fintech is thekey to the innovation and reform of the banking industry. This paper uses textmining technology to collect urban fintech patent data. Based on the micro paneldata...

The Kelompok Wanita Tani Dwi Tunggal (KWT) is a group of women farmers engaged in Tilapia processing. To maintain its survival and win in increasingly competitive markets, it must have a strategy to attract consumers to switch to its products. Data collection through observation, interviews, literature...

In recent years, China's economic and cultural strength has risen, and education in China has also received increasing attention. This article will use literature analysis to address the current educational differences between China and the United States. Starting from the history and culture of...

Conventional customer service concepts that rely on communication via email, WhatsApp, and mobile phones such as call centers have limitations in scalability, especially when the number of customers continues to grow without being matched by an increase in human resources. This is also experienced by...

The purpose of this study is to find out if the Fama-French three-factor model’s explanatory power can be increased by include Environmental, Social, and Governance (ESG) elements. The study advances the theoretical foundation of asset pricing models, which benefits academia. From 2018 to 2023, Fama-French...

This community service will be carried out at Ngejawa Ngebali Temple, Mranggen Village, Srumbung District, Magelang Regency, Central Java Province. The service is carried out by installing new lighting at the temple site. The installation of the lighting is assisted by partners, namely the temple caretakers,...

The financial asset price has nonlinear, stochastic and multidimensional characteristics, making it difficult to use linear forecasting models. Therefore, in this paper, three neural networks are used—Multi Layered Perceptron (MLP), Long Short-Term Memory (LSTM), and Gated Recurrent Unit (GRU)—to achieve...

In the context of urban renewal, China’s economy is developing rapidly. With the premise of meeting the needs of life, people’s requirements for quality of life are increasing. Urban parks are important leisure and entertainment places for citizens. For the construction of city park public, the signage...

With the rapid advancement of technology, the modern world has been transformed by big data, block-chain, artificial intelligence, cloud computing, 5G, and the Internet of Things. The emergence of these cutting-edge technologies has greatly propelled the structural adjustment of the economy, society,...

The level of public satisfaction is one of the criteria for measuring the quality of service-oriented government. The core purpose of multidimensional perception evaluation of historic districts is to actively improve the service quality of public spaces and enhance public satisfaction with urban cultural...

The Internet has seen significant advancements in recent years, yet elderly individuals have historically struggled to reap its benefits. With the advent of artificial intelligence (AI), this technology promises to bridge the digital divide for the elderly. Despite numerous reports highlighting the rising...

This study investigates the joint explanatory power of size (ME) and value (EP) factors in China’s A-share market from 2000 to 2024. Addressing structural idiosyncrasies such as shell value contamination, we propose a two-factor strategy that excludes the smallest 4% of stocks and constructs portfolios...

In order to objectively evaluate the indicators affecting cultivated land productivity, under the background of big data, taking Jiaozuo City as an example, data mining is used to analyze the cultivated land productivity indicators, and finally the cultivated land in Jiaozuo City is divided into three...

As the Chinese economy shifts from a rapid growth phase to a stage of high-quality development, Environmental, Social, and Governance (ESG) concepts have increasingly become critical indicators for assessing the sustainable development of enterprises, directly influencing the efficacy of investment decisions....

The thermal environment of tourist attractions, particularly in regions with hot summers and cold winters, significantly impacted visitor experiences and revenue. This study applied the microenvironment simulation software ENVI-met to analyze the thermal environment of historic streets and alleys under...

This study details the conservation and restoration of Building No. 2 at Xingguo Hotel, a significant historical site in Shanghai, with a particular focus on its civil engineering and architectural structural aspects. Employing Evidence-Based Design Methods for evaluation, the restoration project centered...

The Morotai Island District Education Office has implemented relatively well the principles of good governance as indicated by the government’s positive attitude and public trust in the Excellent School governance program This indication can be seen in the evaluation results. There is a harmonious relationship...

A significant contribution to the advancement of civilization in the Nusantara (Indonesian Archipelago) has been made by the Malay people, one of the ethnic groups. Particularly in Southeast Asia, the Malay language has been widely used since the 16th and 17th centuries. Malay language was also used...

One of the determining factors for the success of an office is the productivity and performance of Human Resources (HR). One of the key factors in increasing the productivity of a Notary Law Firm/PPAT office is the quality of services provided. This study aims to determine the extent to which the quality...

Molecular autopsy has evolved as a crucial technique in forensics and identification of medical condition specifically in revealing the genetic architecture of sudden death where conventional autopsy results remain in definitive. With evolution in Genomic sequencing two significant methods NGS (next...

The main problem often faced by financial institutions engaged in credit business such as savings and loan cooperatives are maintaining the level of non-performing loan at its ideal ratio. Mekar Kasih Credit Union is a cooperative engaged in savings and loan business domiciled in Makassar, South Sulawesi....

Mining activities not only have an impact on the environment, but also on social life around the mining area. Houses damaged by bomb activity in mining areas are one example. Communities around the mining area are the most affected by the mining activities. Not only the impact of mining activities, but...

Underwater image segmentation is a method that could help with underwater exploration because it is useful and impactful in the understanding and study of the marine environment. However, it is a difficult and challenging task compared to regular image segmentation due to the nature of the images themselves,...

General Background: Human resource management plays a critical role in organizational success by optimizing employee capabilities, particularly in the context of rapid digital transformation and evolving workforce characteristics. Specific Background: Generation Z, characterized by technological adaptability,...

The rapid growth of social commerce platforms such as Shopee, Lazada, and TikTok Shop has transformed consumer decision-making, yet the psychological mechanisms driving sustainable repurchase remain underexplored. Previous studies show that the Fear of Missing Out (FOMO) encourages impulsive purchases...

With the tremendous increase of digital content in Bangla, the demand for automated document classification systems has been increasing. The complex morphology of the language, the absence of sufficient labeled documents, and the different writing styles make Bangla document classification hard to achieve....

In the development of any nation, universities are essential. Researchers’ attention is growing in the issue of sustainable university growth, especially through green human resource development (GHRM). Our research investigates the importance of resource commitment (RES), its connection to employee...

Geospatial Intelligence (GEOINT) was used to assess mangrove ecosystem health and carbon sequestration in Teluk Bintuni, West Papua, Indonesia. The study used Sentinel-2 and Landsat 8 satellite images and field validation data from October to November 2024 across ten transects. Environmental conditions...

In reality, many people are concerned about their bodies and the self-image awareness has taken places into affecting the consumption of weight loss supplement. There was noticeable trend within young adults on weight loss supplement consumption for achieving the idealised body image in Malaysia. The...

In response to growing challenges related to urban congestion, pollution, and social inclusion, modal shift emerges as a key strategy to support sustainable urban development. This study examines the issues, behavioral determinants, and implementation prospects of modal shift in a transforming urban...

As the landscape of Higher Education evolves, the role of Writing Centres (WC) has become increasingly critical in supporting students’ academic development. In particular, the integration of Artificial Intelligence (AI) into the writing process has the potential to revolutionise the way Writing Centre...

During the long history of develpment, literary works has gain miltiple charaters by faotrs like effect of time ,social and manifestations. This article conduct a brief analysis on the characters of the literary works, focus on the material character of the literary, hope to offer certain support and...

The emergence of network environment puts forward a new subject for the cash management of conglomerate. To keep pace with the environment reforming, conglomerate should reform the traditional cash management by deeply analyzing the new features of network environment and the new requirements of cash...

The existing distributed database is mainly based on the limited scale network environment. Many systems implement algorithms are difficult to apply when it needs to be expanded or involved into the field of distributed query processing, distributed transaction processing and data replication. In this...

This paper chooses the level of economic development, income level, demographic factor, urbanization level, industrialization level, openness, government function, human resources as the affecting factors which influence the competitiveness of Guangxi service industry by taking full account of the previous...

In this paper, a model is developed to measure the ability of water supply in a region, based on the dynamic nature of the factors that affect both supply and demand. We pick China, a water-strapped country, to begin our analysis. For water demand, we assume the water demand can be approximately thought...

With the development of the electronic commerce and information technology, the network commercial activities have become a stream of tide. More and more people are keen on shopping online. Customer loyalty is an important factor that affect customers' future continuous interaction with enterprises....