Proceedings of 2025 2nd International Conference on Applied Economics, Management Science and Social Development (AEMSS 2025)

<Previous Article In Volume
Next Article In Volume>

Current Situation, Problems and Countermeasures of Inclusive Financial Development in China

Authors
Xiangzhen Wang1, *
1Qingdao No.2 Middle School·Shandong, Qingdao, 266000, China
*Corresponding author. Email: shixiaoyi@xhd.cn
Corresponding Author
Xiangzhen Wang
Available Online 7 June 2025.
DOI
10.2991/978-94-6463-752-6_34How to use a DOI?
Keywords
Inclusive finance; small and micro enterprises; financial innovation; financial propaganda
Abstract

Inclusive finance is designed to offer accessible, efficient, and affordable financial services to every stratum of society, with a particular focus on low-income and disadvantaged populations. Since 2013, the Chinese government has placed a high priority on and vigorously supported the growth of inclusive finance, leading to an expansion in service reach, a rise in participation levels, and a marked enhancement in service outcomes. Currently, the progression of inclusive finance is encountering challenges such as an incomplete legal framework, a lack of product innovation, a limited business model, and inadequate financial education. In light of these issues, this paper proposes relevant strategies and recommendations, including the improvement of legal regulations, the enhancement of product innovation, the refinement of business models, and the conduct of financial education campaigns, all aimed at fostering the sustainable and robust development of inclusive finance in China. The goal is to achieve widespread and equitable access to financial services and to contribute to the comprehensive advancement of the economy and society.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

<Previous Article In Volume
Next Article In Volume>
Volume Title
Proceedings of 2025 2nd International Conference on Applied Economics, Management Science and Social Development (AEMSS 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
7 June 2025
ISBN
978-94-6463-752-6
ISSN
2352-5428
DOI
10.2991/978-94-6463-752-6_34How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Xiangzhen Wang
PY  - 2025
DA  - 2025/06/07
TI  - Current Situation, Problems and Countermeasures of Inclusive Financial Development in China
BT  - Proceedings of 2025 2nd International Conference on Applied Economics, Management Science and Social Development (AEMSS 2025)
PB  - Atlantis Press
SP  - 323
EP  - 332
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-752-6_34
DO  - 10.2991/978-94-6463-752-6_34
ID  - Wang2025
ER  -