Proceedings of the 2025 4th International Conference on Big Data Economy and Digital Management (BDEDM 2025)

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The Impact of Firm Size on R&D Innovation in Small and Medium-Sized Enterprises in the Context of the Digital Economy and Financial Inclusion

A Comparative Psychological Analysis of Risk Aversion and Challenge Preference Based on Quantitative Finance and Behavioural Economics

Authors
Jiayue Pan1, *
1School of Automation and Electronic Information, Xiangtan University, Xiangtan, China
*Corresponding author. Email: 202205571537@smail.xtu.edu.cn
Corresponding Author
Jiayue Pan
Available Online 14 May 2025.
DOI
10.2991/978-94-6463-710-6_7How to use a DOI?
Keywords
Digital Economy; Financial Inclusion; behavioural economics; quantitative finance; risk aversion; R&D Innovation
Abstract

The purpose of this paper is to illustrate the new development paradigms and national policy environments faced in the current domestic and international financial and business environments, such as the inclusive economy, the digital economy and the green sustainable economy/ESG. Based on this, it further analyses the main constraints and basic behavioural motivations of SMEs as the main economic actors in China in determining the size of the enterprise and formulating the development model, using quantitative and behavioural approaches. Finally, an attempt is made to provide preliminary optimisation paths for related development dilemmas and problems.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2025 4th International Conference on Big Data Economy and Digital Management (BDEDM 2025)
Series
Advances in Intelligent Systems Research
Publication Date
14 May 2025
ISBN
978-94-6463-710-6
ISSN
1951-6851
DOI
10.2991/978-94-6463-710-6_7How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Jiayue Pan
PY  - 2025
DA  - 2025/05/14
TI  - The Impact of Firm Size on R&D Innovation in Small and Medium-Sized Enterprises in the Context of the Digital Economy and Financial Inclusion
BT  - Proceedings of the 2025 4th International Conference on Big Data Economy and Digital Management (BDEDM 2025)
PB  - Atlantis Press
SP  - 51
EP  - 57
SN  - 1951-6851
UR  - https://doi.org/10.2991/978-94-6463-710-6_7
DO  - 10.2991/978-94-6463-710-6_7
ID  - Pan2025
ER  -