Research on the Construction of Personalized Financial Assistance Model and Psychological Health Support for Economically Difficult Students in Universities from a Psychological Perspective

DOI

10.2991/978-94-6463-776-2_36How to use a DOI?

Keywords

Universities; Ethnic minority; Economically disadvantaged students; Personalized funding model; Psychology

Abstract

This study embarks on an in-depth exploration of the personalized funding and mental health support system tailored for economically disadvantaged students in universities, approaching the issue from a psychological standpoint. The ultimate goal is to refine the funding model, making it more personalized and effective, thereby addressing the material and mental health needs of these students. By doing so, the study aims to foster their healthy growth and comprehensive development, ensuring they receive the comprehensive care they deserve.

Our research centers around the “psychological perspective funding model and mental health support.” Drawing inspiration from Maslow’s Hierarchy of Needs and psychological principles, we conduct a thorough analysis of the economic burdens and spiritual needs of these students. This comprehensive examination helps us understand the necessity of a personalized funding approach. Furthermore, we summarize the prevalent issues within existing funding models, such as their inadequacy in meeting diverse needs and a lack of holistic support. Building on these insights, we propose a novel personalized funding model pathway. This pathway integrates psychological interventions, grounded in scientific recognition, connotation development, and ability orientation, ensuring that funding not only addresses economic challenges but also nurtures mental well-being.

Our analysis, based on Maslow’s Hierarchy of Needs and psychological principles, reveals that the personalized needs of economically disadvantaged students in universities span multiple dimensions. They yearn for respect, opportunities for development, economic and psychological safety, and a sense of belonging. However, current systems fall short in meeting these needs. Challenges include an incomplete funding model that lacks flexibility and inclusivity, an assistance mechanism that is not fully developed, a tendency to overlook personalized differences, and a significant gap in psychological health support.

Universities must adopt a psychology-based approach to effectively address the needs of economically disadvantaged students. By scientifically recognizing their unique circumstances, universities can strengthen the connotation of their funding models, constructing mechanisms that are both responsive and sustainable. They should prioritize individual personalities and abilities, ensuring that funding and support align with each student’s aspirations and capabilities. Additionally, universities must strengthen psychological health support, offering comprehensive resources that address the mental well-being of these students. By providing holistic support, universities can enhance the personalization and effectiveness of funding models, ultimately promoting the healthy growth and comprehensive development of economically disadvantaged students.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Shanshuai Wang
AU  - Xiaoling Ma
PY  - 2025
DA  - 2025/07/04
TI  - Research on the Construction of Personalized Financial Assistance Model and Psychological Health Support for Economically Difficult Students in Universities from a Psychological Perspective
BT  - Proceedings of the 2025 International Conference on Education Reform, Ideology and Politics (ERIP 2025)
PB  - Atlantis Press
SP  - 269
EP  - 281
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-94-6463-776-2_36
DO  - 10.2991/978-94-6463-776-2_36
ID  - Wang2025
ER  -