Analysis of Innovation Driven by Data in Commercial Banks
- DOI
- 10.2991/978-94-6239-801-6_20How to use a DOI?
- Keywords
- Commercial Bank; Financial Innovation; Financial Technology
- Abstract
Taking the relevant core literature at home and abroad as the research object, this paper determines the literature retrieval and screening criteria, sorts out the research progress, main methods, general understanding and focus of controversy of the four core transformation directions, analyzes the problems existing in the current research, such as scattered, the lack of comprehensive results, the lack of special reviews and disconnection from reality, and points out the shortcomings of the research. On this basis, combined with the development trend of the digital economy, it proposes to strengthen the overall integration of the four directions, improve the level of review research, strengthen special reviews and focus on practical future research directions. This study makes up for the deficiencies of the special literature review in this field, and constructs a relatively complete analytical framework, which has a certain guiding significance for future research, and also has a certain reference value for the data-driven innovation transformation of commercial banks.
- Copyright
- © 2026 The Author(s)
- Open Access
- Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.
Cite this article
TY - CONF AU - Lei Xu PY - 2026 DA - 2026/10/23 TI - Analysis of Innovation Driven by Data in Commercial Banks BT - Proceedings of the 2026 2nd International Conference on Financial Innovation and Marketing Management (FIMM 2026) PB - Atlantis Press SP - 174 EP - 181 SN - 2352-5428 UR - https://doi.org/10.2991/978-94-6239-801-6_20 DO - 10.2991/978-94-6239-801-6_20 ID - Xu2026 ER -