The Dynamic Variation of Digital Inclusive Finance’s Carbon Effect and the Conditional Moderating Role of Energy Consumption Structure

DOI

10.2991/978-94-6239-801-6_90How to use a DOI?

Keywords

Digital Inclusive Finance; Carbon Emission Intensity; Energy Consumption Structure; Rebound Effect; Conditional Moderation

Abstract

There is disagreement over the carbon footprint of digital inclusive finance. Panel data at the provincial level of China from 2011 to 2022 were used in this paper to study how and in what way the energy structure affects carbon emissions. Instead of the above-mentioned stable non-linear path, this paper found that different periods have different dynamics; at first, due to scaling expansion, digital finance emissions rose; However, this increase did not continue for a long time. The interaction coefficient of digital finance and coal dependence is positive and statistically significant, but how differently this impact affects different parts of the energy structure is not yet known. Therefore, based on the above results, it is determined that digital inclusive finance does not directly promote the reduction of carbon emissions, and the scale rebound is still relatively large compared with technological offsetting. Energy Structure is a constraint that inhibits rather than drives, and it is not the primary cause. Policies should aim to change the structure of energy and not assume that digitalisation will reduce greenhouse gas emissions.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Rui Yuan
PY  - 2026
DA  - 2026/10/23
TI  - The Dynamic Variation of Digital Inclusive Finance’s Carbon Effect and the Conditional Moderating Role of Energy Consumption Structure
BT  - Proceedings of the 2026 2nd International Conference on Financial Innovation and Marketing Management (FIMM 2026)
PB  - Atlantis Press
SP  - 860
EP  - 872
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-801-6_90
DO  - 10.2991/978-94-6239-801-6_90
ID  - Yuan2026
ER  -