Proceedings of the International Conference on Artificial Intelligence Applications in Business Administration in MENA Region (ICAIABA 2026)

International Conference on Artificial Intelligence Applications in Business Administration in MENA Region (ICAIABA 2026)

📍Biskra, Algeria🗓️ 13-14 April 2026
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Opportunities and Challenges of Integrating Financial Technology and Artificial Intelligence in Enhancing Financial Management Between the Theoretical Framework and the Practical Reality

Authors
Latifa Bekkouche1, *, Oualid Meraghni2, Zakaria Demdoum3
1PEDAA Laboratory, Management Department, University of El Oued, El Oued, 39000, Algeria
2Sustainable Economic Institutions Business Management Laboratory, Financial and Accounting Department, University of El Oued, El Oued, 39000, Algeria
3Financial and Accounting Department, University of El Oued, El Oued, 39000, Algeria
*Corresponding author. Email: latifa-bekkouche@univ-eloued.dz
Corresponding Author
Latifa Bekkouche
Available Online 24 June 2026.
DOI
10.2991/978-94-6239-711-8_29How to use a DOI?
Keywords
Financial Technology; Artificial Intelligence; Financial Management; Business sector
Abstract

This study aims to clarify the conceptual and practical framework of the use of financial technology (FinTech) and artificial intelligence (AI), and to ex-amine their contribution to improving financial management (FM) and en-hancing the performance of the business sector. The study adopts a deduc-tive methodology by addressing the following research question: What is the current state of adopting financial technology and artificial intelligence to improve the performance of financial management in economic enterprises within the Algerian environment? The study is based on a questionnaire ad-ministered to a sample of 76 individuals from 14 small and medium-sized economic enterprises operating in the provinces of El Oued and Ouargla in 2025. The findings reveal a high level of awareness of the advantages and benefits derived from the applications of financial technology and artificial intelligence. However, these enterprises exhibit a low level of the necessary prerequisites for adopting such applications, in addition to facing a number of challenges with a noticeable impact.

Copyright
© 2026 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Artificial Intelligence Applications in Business Administration in MENA Region (ICAIABA 2026)
Series
Advances in Economics, Business and Management Research
Publication Date
24 June 2026
ISBN
978-94-6239-711-8
ISSN
2352-5428
DOI
10.2991/978-94-6239-711-8_29How to use a DOI?
Copyright
© 2026 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Latifa Bekkouche
AU  - Oualid Meraghni
AU  - Zakaria Demdoum
PY  - 2026
DA  - 2026/06/24
TI  - Opportunities and Challenges of Integrating Financial Technology and Artificial Intelligence in Enhancing Financial Management Between the Theoretical Framework and the Practical Reality
BT  - Proceedings of the International Conference on Artificial Intelligence Applications in Business Administration in MENA Region (ICAIABA 2026)
PB  - Atlantis Press
SP  - 311
EP  - 321
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-711-8_29
DO  - 10.2991/978-94-6239-711-8_29
ID  - Bekkouche2026
ER  -