The Influence of Digital Wallet Adoption and Financial Literacy on Financial Management Among Students at the Faculty of Economics, Maros Muslim University

DOI

10.2991/978-94-6463-758-8_126How to use a DOI?

Keywords

Digital Wallet Usage; Financial Literacy; Management Finance

Abstract

This research was conducted at Maros Muslim University. This study aimed to determine the impact of using digital wallets and financial literacy on the financial management of students of the Faculty of Economics and Business, Maros Muslim University. The data analysis method used in this research is the quantitative method. The study sample consisted of 87 respondents, and the sampling technique used was simple random sampling. The instrument test consists of validity and reliability tests to answer the hypothesis. The regression tests consist of multiple linear regression analyses, correlation coefficient tests (R), and determination coefficient tests (R²). Hypothesis testing using partial test (t_test) and simultaneous test (F_test). All analysis methods are processed using the SPSS version 25 program. This study’s results indicate that the variable use of digital wallets partially obtained a t_count value of 3.051 > t_table of 1.663 and a significant value of 0.003 < 0.05. Digital wallets have a positive and significant effect on financial management. Partially, the financial literacy variable obtained a t_count value of 2.421 > t_table of 1.663 and a significant value of 0.018 < 0.05; financial literacy positively and significantly affects financial management. Simultaneously, the variable use of digital wallets and financial literacy obtained a t_count value of 7.070 > t_table of 2.71 and a significant value of 0.001 < 0.05. Digital wallets and financial literacy positively and significantly affect financial management.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Helen Dias Andhini
AU  - Fitri Ayu
PY  - 2025
DA  - 2025/07/30
TI  - The Influence of Digital Wallet Adoption and Financial Literacy on Financial Management Among Students at the Faculty of Economics, Maros Muslim University
BT  - Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)
PB  - Atlantis Press
SP  - 1588
EP  - 1606
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-758-8_126
DO  - 10.2991/978-94-6463-758-8_126
ID  - Andhini2025
ER  -