Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)

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Fintech Interest Index for Sustainability Investment in Agricultural

Authors
Firman Syah1, *
1Hasanuddin University, Makassar, Indonesia
*Corresponding author. Email: firman.syah@telkom.co.id
Corresponding Author
Firman Syah
Available Online 30 July 2025.
DOI
10.2991/978-94-6463-758-8_265How to use a DOI?
Keywords
Fintech; Sustainability Investment; Agricultural
Abstract

This study investigates the role of financial technology (Fintech) in supporting long-term investment in agriculture. As farmers need faster and more accessible financing, fintech companies provide new solutions such as peer-to-peer lending platforms and financial management software. The data show an average fintech interest index of 3.03, with the biggest contribution from the predicted profit category (4.78) and the lowest from the technological awareness category (0.09). Supporting data from categories F9 and F10 show that 43% of respondents rely on family and friends for fintech implementation, while 52% say a lack of understanding is a barrier.

Further research shows that fintech not only increases farmers’ access to cash, but also their financial management efficiency. However, concerns of financial literacy and technological adoption continue to pose substantial hurdles. As a result, the study proposes expanding training programs and encouraging collaboration between fintech providers and agricultural organizations to leverage the benefits of financial technology in improving farmer welfare. The findings of this study are intended to enlighten stakeholders in the agricultural and fintech sectors, as well as to advocate for laws that encourage the integration of fintech into sustainable farming practices.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
30 July 2025
ISBN
978-94-6463-758-8
ISSN
2352-5428
DOI
10.2991/978-94-6463-758-8_265How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Firman Syah
PY  - 2025
DA  - 2025/07/30
TI  - Fintech Interest Index for Sustainability Investment in Agricultural
BT  - Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)
PB  - Atlantis Press
SP  - 3173
EP  - 3180
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-758-8_265
DO  - 10.2991/978-94-6463-758-8_265
ID  - Syah2025
ER  -