Analysis Of Inhibiting Factors Of Agility Of Women’s MSME’s In Makassar City

DOI

10.2991/978-94-6463-758-8_246How to use a DOI?

Keywords

Female SMEs; financial access; education; social-cultural barriers; Makassar City

Abstract

This study aims to examine the key barriers faced by female-owned Small and Medium Enterprises (SMEs) in Makassar City, focusing on financial access, education and training opportunities, and social-cultural factors. Using factor analysis, data were collected from female entrepreneurs across various subdistricts in Makassar. The results highlight that access to financial resources, such as loans and venture capital, and participation in business networks are the most significant challenges faced by these women. Additionally, issues related to household responsibilities and limited access to quality education and training programs further hinder the agility of female-owned SMEs. The study also identifies that financial constraints, particularly high loan costs and difficulties in obtaining funding approvals, are the primary obstacles. While participation in education programs plays a moderate role, social factors like unequal household work distribution also impact business success.

However, the research is limited by its focus on a single geographic area, reliance on self-reported data, and a cross-sectional design, which may not capture the full complexity of challenges faced by female entrepreneurs over time. The findings suggest that policy interventions should prioritize improving access to financial resources and business networks, enhancing educational opportunities, and addressing gender-related social barriers to support the growth of female-owned SMEs in Makassar City.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Karmilah Karmilah
PY  - 2025
DA  - 2025/07/30
TI  - Analysis Of Inhibiting Factors Of Agility Of Women’s MSME’s In Makassar City
BT  - Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)
PB  - Atlantis Press
SP  - 2992
EP  - 3002
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-758-8_246
DO  - 10.2991/978-94-6463-758-8_246
ID  - Karmilah2025
ER  -