Medical Resource Allocation under Public and Private Insurance Systems: A Comparative Analysis of China and the United States

DOI

10.2991/978-94-6463-811-0_64How to use a DOI?

Keywords

Healthcare Resource Allocation; Economic Growth; Health Insurance; China; United States

Abstract

This study employs a rigorous method of comparative analysis to conduct in-depth investigations of the two representative healthcare systems in China and the United States. The Chinese healthcare system is led by the government and has significant advantages. It has successfully achieved wider medical coverage, allowing many people to enjoy basic medical services. At the same time, it has shown initial results in cost control, reducing the burden of medical care on the public. However, the problem of uneven distribution of resources has become prominent, with a significant gap in medical resources between urban and rural areas, and urgent improvement in rural medical conditions. The US healthcare system, on the other hand, is characterized by market driven competition, which stimulates innovation in healthcare and drives advances in medical technology. However, high costs have become a major obstacle, and low-income groups face numerous difficulties in accessing medical services. The study also involves the impact of healthcare expenditures on economic growth and an evaluation of existing policies. Finally, suggestions were put forward to improve resource allocation efficiency, ensure financial sustainability, and draw on international best practices to balance fairness and efficiency, and achieve sustainable development of healthcare.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Jiayue Li
PY  - 2025
DA  - 2025/08/14
TI  - Medical Resource Allocation under Public and Private Insurance Systems: A Comparative Analysis of China and the United States
BT  - Proceedings of the 2025 5th International Conference on Enterprise Management and Economic Development (ICEMED 2025)
PB  - Atlantis Press
SP  - 612
EP  - 619
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-811-0_64
DO  - 10.2991/978-94-6463-811-0_64
ID  - Li2025
ER  -