Proceedings of the 2025 International Conference on Financial Risk and Investment Management (ICFRIM 2025)

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Research on the Development and Optimization Strategy of Green Credit Business of Commercial Banks

Authors
Zihao Liu1, *
1College of Economics and Management, Huazhong Agricultural University, Wuhan, China
*Corresponding author. Email: 2021306210204@webmail.hzau.edu
Corresponding Author
Zihao Liu
Available Online 3 July 2025.
DOI
10.2991/978-94-6463-748-9_6How to use a DOI?
Keywords
Green Credit; Business Bank; SWOT; Green Finance; Optimal Study and Sustained Development
Abstract

As the global climate change and environmental problems become more serious day by day, Green Financial is becoming an important tool for the promotion of sustainability. This paper aims at the analysis of the status quo of Chinese commercial banks in order to identify their challenges and put forward the best strategies. This paper makes an analysis on the strengths, weaknesses, opportunities and risks of developing Green Credit Service by SWOT. At the same time, this paper evaluates the development of green credit by collecting and analyzing some new data, for example, green loan balance, yearly growth ratio and green loan ratio. Finally, this paper draws the conclusion that people should make more investment, strengthen the professional knowledge of green credit, and build up a related system in accordance with national industrial planning and environmental policy. This paper hopes that Green Credit Service will be able to achieve a more balanced development based on policy and market demand.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2025 International Conference on Financial Risk and Investment Management (ICFRIM 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
3 July 2025
ISBN
978-94-6463-748-9
ISSN
2352-5428
DOI
10.2991/978-94-6463-748-9_6How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Zihao Liu
PY  - 2025
DA  - 2025/07/03
TI  - Research on the Development and Optimization Strategy of Green Credit Business of Commercial Banks
BT  - Proceedings of the 2025 International Conference on Financial Risk and Investment Management (ICFRIM 2025)
PB  - Atlantis Press
SP  - 40
EP  - 46
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-748-9_6
DO  - 10.2991/978-94-6463-748-9_6
ID  - Liu2025
ER  -