The Impact and Analysis of Different Financial Enterprise Management Models on Economic Development

DOI

10.2991/978-94-6463-845-5_45How to use a DOI?

Keywords

Financial Institutions; Management Model; Resource Allocation Efficiency; Cross-border Financial Regulation

Abstract

As the global economic landscape continues to evolve, the core role of financial enterprise management models in resource allocation and risk prevention and control has become increasingly prominent. This study systematically examines the mechanisms of three typical management models-decentralized innovation-driven, centralized risk control, and hybrid collaborative-by constructing a three-dimensional analytical framework that encompasses “model characteristics, mechanisms of action, and economic effects.” The research finds that the decentralized management model significantly enhances resource allocation efficiency by stimulating market vitality; however, it may exacerbate systemic risks. Conversely, the centralized management model is particularly effective in maintaining financial stability, yet it poses potential risks of stifling innovation. The hybrid collaborative model demonstrates unique adaptive advantages in cross-border financial regulatory practices. Furthermore, the study reveals that management models affect the quality of economic development through three pathways: capital flow orientation, risk transmission buffering, and innovation incentive transmission, with the application efficacy of regulatory technology and policy coordination mechanisms serving as key moderating variables. Based on the conclusions of the empirical analysis, it is recommended to construct a dynamically adaptable regulatory indicator system, improve cross-border regulatory collaboration mechanisms, and guide financial institutions in optimizing management model selection through differentiated policies. These findings provide a new theoretical perspective for enhancing the financial system’s ability to serve the real economy and hold significant policy reference value for preventing systemic financial risks.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Rong Ye
AU  - Fulei, He
AU  - Xun Xu
AU  - Jie Xiang
AU  - Kunlin Li
AU  - Tong Li
PY  - 2025
DA  - 2025/09/16
TI  - The Impact and Analysis of Different Financial Enterprise Management Models on Economic Development
BT  - Proceedings of the 2025 6th International Conference on Management Science and Engineering Management (ICMSEM 2025)
PB  - Atlantis Press
SP  - 425
EP  - 442
SN  - 2667-1271
UR  - https://doi.org/10.2991/978-94-6463-845-5_45
DO  - 10.2991/978-94-6463-845-5_45
ID  - Ye2025
ER  -