Gender-Based ESG Collateral Eligibility: The Roles of ESG Contribution, Financing Access, Financial Performance, and Gender Participation in Sustainable Investment

DOI

10.2991/978-2-38476-525-6_47How to use a DOI?

Keywords

ESG collateral; Gender-Based Investment; Financial Literacy; Financing Access; Sustainable Finance; SEM-PLS; Monte Carlo simulation

Abstract

This study analyzes gender-based ESG collateral eligibility by examining the role of financial literacy, ESG contribution, and financing access within sustainable investment frameworks. Using SEM-PLS and Monte Carlo simulations on data from OJK, IDX disclosures, and sustainability reports (2018–2024), the research integrates probability factors and gender participation in training to capture both direct and indirect effects on ESG guarantee feasibility. The results show that financial literacy improves financial performance (β = 0.235), while ESG contribution strongly enhances financing access (β = 0.961) and financial performance (β = 0.314). In turn, financing access (β = 0.488) and financial performance (β = 0.019) mediate the pathway to ESG guarantee feasibility (Y = 0.879). Probability factors exert only a marginal effect (β = 0.005), but gender participation in training (β = 7.136) emerges as the most influential determinant, significantly reinforcing ESG-based collateral frameworks. These findings highlight that gender-inclusive training and ESG alignment not only expand financing access but also enhance risk-adjusted investment outcomes. Policy implications include embedding gender perspectives into green banking, standardizing ESG disclosure, and promoting sustainable investment instruments aligned with the Sustainable Development Goals (SDGs).

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Musdalifah Azis
AU  - Evi Fitriany
AU  - Suryaningsi Suryaningsi
PY  - 2025
DA  - 2025/12/31
TI  - Gender-Based ESG Collateral Eligibility: The Roles of ESG Contribution, Financing Access, Financial Performance, and Gender Participation in Sustainable Investment
BT  - Proceedings of International Conference on Neuroscience and Learning Technology (ICONSATIN 2025)
PB  - Atlantis Press
SP  - 491
EP  - 512
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-525-6_47
DO  - 10.2991/978-2-38476-525-6_47
ID  - Azis2025
ER  -