Enhancing User Privacy of Central Bank Digital Currencies through Innovation

Debarshi Ghosh; Shinu Vig

doi:10.2991/978-94-6463-872-1_15

<Previous Article In Volume

Next Article In Volume>

Enhancing User Privacy of Central Bank Digital Currencies through Innovation

Authors

Debarshi Ghosh¹^{, 2}^{, 3}^{, *}, Shinu Vig⁴^{, 5}

¹PhD Scholar, Symbiosis Centre for Management Studies, Noida, India

²Symbiosis International (Deemed University), Pune, India

³Assistant Professor, MeghnadSaha Institute of Technology, Kolkata, India

⁴Associate Professor, Symbiosis Centre for Management Studies, Noida, India

⁵Symbiosis International (Deemed University), Pune, India

^*Corresponding author.

Corresponding Author

Debarshi Ghosh

Available Online 4 November 2025.

DOI: 10.2991/978-94-6463-872-1_15 How to use a DOI?
Keywords: CBDC; Digital Rupee; e-Rupee; Data privacy; innovation; Oasis Network
Abstract: The exploration of Central Bank digital currencies (CBDCs) is fostering opportunities for a revolutionary change in financial systems around the world. Nonetheless, the design and implementation of CBDCs pose serious concerns regarding data privacy. A crucial takeaway from this study is the compromise between enhancing operational efficiency and maintaining the privacy of user data. This paper highlights data protection laws and privacy levels in CBDC transactions across countries. Also, comparison of prominent CBDCs with Oasis Network emphasizes the need for CBDC privacy model development through innovation. This paper proposes integration of the CBDC Payment System using the Oasis Network and provides the foundation for building innovations to improve privacy along with transaction efficiency.
Open Access: Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

<Previous Article In Volume

Next Article In Volume>

Volume Title: Proceedings of the 2nd International Conference on Sustainable Business Practices and Innovative Models (ICSBPIM-2025)
Series: Advances in Economics, Business and Management Research
Publication Date: 4 November 2025
ISBN: 978-94-6463-872-1
ISSN: 2352-5428
DOI: 10.2991/978-94-6463-872-1_15 How to use a DOI?
Open Access: Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

ris enw bib

TY  - CONF
AU  - Debarshi Ghosh
AU  - Shinu Vig
PY  - 2025
DA  - 2025/11/04
TI  - Enhancing User Privacy of Central Bank Digital Currencies through Innovation
BT  - Proceedings of the 2nd International Conference on Sustainable Business Practices and Innovative Models (ICSBPIM-2025)
PB  - Atlantis Press
SP  - 188
EP  - 202
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-872-1_15
DO  - 10.2991/978-94-6463-872-1_15
ID  - Ghosh2025
ER  -

download .riscopy to clipboard