The Role of Microfinance in Addressing Intimate Partner Violence: The Impact of Financial Independence, Access, and Education

DOI

10.2991/978-2-38476-483-9_38How to use a DOI?

Keywords

Microfinance; intimate partner violence; financial independence

Abstract

Women are the primary microfinance client while microfinance serves as a vital mechanism for enhancing women's financial independence and potentially reducing intimate partner violence (IPV). This study examines the influence of financial independence, access, education, and income on the prevalence of IPV, encompassing physical, sexual, psychological, and economic violence. An online questionnaire was distributed to women aged over 18 who have got married or previously married and had accessed microcredit from financial institutions. Out of the responses, 250 met the criteria for analysis. Binary logistic regression was employed to assess IPV as an outcome variable, defined by whether respondents had ever experienced violence in any of the four forms. The Wald test results reveal that education significantly impacts IPV prevalence, while financial access and independence do not. To address outlier data, a robust estimator was applied, confirming the significance of education as a determinant. These findings suggest that access to financial resources alone may be insufficient to alter power dynamics within intimate relationships. The study underscores the necessity of a multi-faceted approach to addressing IPV, integrating educational initiatives with financial empowerment strategies to create meaningful and sustainable change.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Munasir Munasir
AU  - Faiqul Hazmi
AU  - Noor Muhammad
AU  - Cahyaning Budi Utami
PY  - 2025
DA  - 2025/11/17
TI  - The Role of Microfinance in Addressing Intimate Partner Violence: The Impact of Financial Independence, Access, and Education
BT  - Proceedings of the Jepara International Conference on Education and Social Science 2024 (JIC 2024)
PB  - Atlantis Press
SP  - 301
EP  - 309
SN  - 2352-5398
UR  - https://doi.org/10.2991/978-2-38476-483-9_38
DO  - 10.2991/978-2-38476-483-9_38
ID  - Munasir2025
ER  -