Proceedings of the 2024 2th International Conference on Economic Management, Financial Innovation and Public Service (EMFIPS 2024)

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Research on Financing Paths for Small and Medium-Sized Enterprises Empowered by Digital Finance

Authors
Xinyue Luo1, *
1School of Economics, Guangdong University of Finance and Economics, Guangzhou, 510320, China
*Corresponding author. Email: 1827852750@qq.com
Corresponding Author
Xinyue Luo
Available Online 7 May 2025.
DOI
10.2991/978-94-6463-706-9_47How to use a DOI?
Keywords
Digital Finance; Financing Paths; Small and Medium-Sized Enterprises
Abstract

With the rapid development of economy and the improvement of the financial market of China, digital finance has gradually risen, providing new channels and ways for SMEs to finance. However, the financing of SMEs still faces many problems, such as limited financing channels, high financing costs, high financing risks, and insufficient government support. These issues significantly impede the growth of SMEs and hinder the enhancement and modernization of China’s economic framework. To address the financing challenges faced by SMEs, this article proposes a set of specific strategies, including bolstering the development of key technologies, establishing an online financial infrastructure, enhancing the credit system’s development, and boosting governmental backing, with the goal of fostering the robust growth of SMEs, broadening their funding options in China, and elevating the nation’s economic advancement.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2024 2th International Conference on Economic Management, Financial Innovation and Public Service (EMFIPS 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
7 May 2025
ISBN
978-94-6463-706-9
ISSN
2352-5428
DOI
10.2991/978-94-6463-706-9_47How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Xinyue Luo
PY  - 2025
DA  - 2025/05/07
TI  - Research on Financing Paths for Small and Medium-Sized Enterprises Empowered by Digital Finance
BT  - Proceedings of the 2024 2th International Conference on Economic Management, Financial Innovation and Public Service (EMFIPS 2024)
PB  - Atlantis Press
SP  - 532
EP  - 541
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-706-9_47
DO  - 10.2991/978-94-6463-706-9_47
ID  - Luo2025
ER  -