Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)

<Previous Article In Volume
Next Article In Volume>

Family Economics’ Impact on Financial Literacy and Saving Habits of Mamuju Elementary Students

Authors
Hasmiriyanti Bakeng1, *, M. Sobarsyah1, Andi Ratna Sari Dewi1
1Hasanuddin University, Makassar, Indonesia
*Corresponding author. Email: bakengh23a@gmail.com
Corresponding Author
Hasmiriyanti Bakeng
Available Online 30 July 2025.
DOI
10.2991/978-94-6463-758-8_221How to use a DOI?
Keywords
Family Economics; Financial Literacy; Saving Behavior
Abstract

This study aims to analyze the influence of family economic conditions on the saving behavior of elementary school children in Mamuju Regency, as well as to see if financial literacy mediates the relationship. The method used was a quantitative research with path analysis involving 100 respondents from parents of students. The results of the study showed that family economics had a significant effect on children’s saving behavior, but did not have a significant effect on financial literacy. Financial literacy is also not proven to mediate the relationship between family economics and saving behavior. The novelty of this research lies in its focus on underdeveloped rural areas, which have not been widely researched related to financial literacy and children’s saving behavior. In addition, this study offers a new perspective on the role of family economics in forming financial habits from an early age. The limitations of the research include a narrow geographical scope, a limited sample, and a simple measurement of financial literacy.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

<Previous Article In Volume
Next Article In Volume>
Volume Title
Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)
Series
Advances in Economics, Business and Management Research
Publication Date
30 July 2025
ISBN
978-94-6463-758-8
ISSN
2352-5428
DOI
10.2991/978-94-6463-758-8_221How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Hasmiriyanti Bakeng
AU  - M. Sobarsyah
AU  - Andi Ratna Sari Dewi
PY  - 2025
DA  - 2025/07/30
TI  - Family Economics’ Impact on Financial Literacy and Saving Habits of Mamuju Elementary Students
BT  - Proceedings of the 9th International Conference on Accounting, Management, and Economics 2024 (ICAME 2024)
PB  - Atlantis Press
SP  - 2727
EP  - 2738
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-758-8_221
DO  - 10.2991/978-94-6463-758-8_221
ID  - Bakeng2025
ER  -