Research on the Influence Mechanism of Digital Inclusive Finance in Promoting Rural Revitalization

DOI

10.2991/978-94-6463-811-0_80How to use a DOI?

Keywords

Rural Revitalization; Digital Inclusive Finance; Upgrade of Industrial Structure

Abstract

The deep integration of digital inclusive finance and rural revitalization has become a transformative strategy to address the imbalance in urban-rural development and the underdevelopment of rural areas in China. This study explores the dual roles of digital inclusive finance in alleviating financing constraints, promoting industrial upgrading, and mitigating systemic obstacles such as unbalanced regional development, regulatory deficiencies, and insufficient infrastructure. By leveraging the Internet and mobile technologies, digital inclusive finance has enhanced the accessibility of financial services, supported green and technological agriculture, and stimulated the entrepreneurial vitality of rural areas, thereby directly promoting industrial integration and income growth. Indirectly, it promotes ecological sustainability, cultural inheritance, governance efficiency improvement and the realization of poverty reduction goals by optimizing resource allocation and inclusive financial services. However, challenges still exist, including fragmented digital infrastructure, a high-risk financial environment and an imperfect regulatory framework. To maximize the effectiveness of DIF, policymakers need to prioritize investment in infrastructure, customize financial products based on local demands, and strengthen risk management mechanisms. This systematic approach not only helps bridge the urban-rural gap, but also drives sustainable and high-quality rural revitalization, coordinating economic growth with ecological and social well-being.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Download article (PDF)

TY  - CONF
AU  - Baihui Qian
AU  - Ying Zhang
PY  - 2025
DA  - 2025/08/14
TI  - Research on the Influence Mechanism of Digital Inclusive Finance in Promoting Rural Revitalization
BT  - Proceedings of the 2025 5th International Conference on Enterprise Management and Economic Development (ICEMED 2025)
PB  - Atlantis Press
SP  - 759
EP  - 765
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-811-0_80
DO  - 10.2991/978-94-6463-811-0_80
ID  - Qian2025
ER  -