Proceedings of the 2025 10th International Conference on Financial Innovation and Economic Development (ICFIED 2025)

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Financial Technology and Innovation of Biomedical Enterprises

Authors
Yifan Bao1, *
1School of Finance, University of Finance and Economics of Shandong, Jinan, China
*Corresponding author. Email: 15866672256@163.com
Corresponding Author
Yifan Bao
Available Online 5 May 2025.
DOI
10.2991/978-94-6463-702-1_16How to use a DOI?
Keywords
Financial technology; Biomedicine; Enterprise innovation; Financing constraint
Abstract

We discusses the influence of financial technology on the innovation of biomedical enterprises, and analyzes its mechanism. It is found that financial technology has significantly promoted the innovation activities of biomedical enterprises by reducing information asymmetry and financing constraints. Financial technology provides enterprises with convenient financing channels, abundant information resources and effective risk management tools, thus improving their R&D efficiency and innovation ability. This paper also puts forward some policy suggestions, including that the government should provide policy support, optimize the financing environment and strengthen intellectual property protection; Enterprises should actively embrace financial technology and use it to optimize R&D processes and reduce innovation risks; Financial technology service providers should design customized products and services to support the innovative activities of biomedical enterprises. Future research can further explore the long-term impact of financial technology on the innovation of biomedical enterprises, the differences between different countries or regions and the application of financial technology in specific market segments.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2025 10th International Conference on Financial Innovation and Economic Development (ICFIED 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
5 May 2025
ISBN
978-94-6463-702-1
ISSN
2352-5428
DOI
10.2991/978-94-6463-702-1_16How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Yifan Bao
PY  - 2025
DA  - 2025/05/05
TI  - Financial Technology and Innovation of Biomedical Enterprises
BT  - Proceedings of the 2025 10th International Conference on Financial Innovation and Economic Development (ICFIED 2025)
PB  - Atlantis Press
SP  - 152
EP  - 162
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-702-1_16
DO  - 10.2991/978-94-6463-702-1_16
ID  - Bao2025
ER  -