Proceedings of the 2025 International Conference on Financial Risk and Investment Management (ICFRIM 2025)

Research on Financing Models of Small and Medium-sized Enterprises in the Automotive Industry Based on Supply Chain Finance

Authors
Huangjiyang Jiang1, *
1School of Insurance, Central University of Finance and Economics, Beijing, China
*Corresponding author. Email: 2023312129@email.cufe.edu.cn
Corresponding Author
Huangjiyang Jiang
Available Online 3 July 2025.
DOI
10.2991/978-94-6463-748-9_32How to use a DOI?
Keywords
supply chain finance; automobile industry; financing model
Abstract

This paper explores the theoretical and practical aspects of supply chain finance (SCF) as applied to small and medium-sized enterprises (SMEs) in the automotive industry, considering the challenges of the current economic landscape. It begins with an in-depth analysis of the theoretical framework of SCF, laying a solid foundation for subsequent discussions. The study then examines the financial challenges and opportunities faced by SMEs in the automotive sector, providing a detailed assessment of their current financing environment. Building on this analysis, the paper proposes an innovative SCF-based financing model tailored to the automotive industry. This model is designed to optimize cash flow, lower financing costs, and enhance supply chain efficiency. The findings contribute to the existing body of knowledge on SCF while offering fresh perspectives for SMEs in the automotive sector to achieve sustainable growth amid a complex market environment. Looking ahead, this research underscores the importance of advancing the application of SCF within SMEs in the automotive industry. By fostering financial innovation and supporting industrial transformation, the continued evolution of SCF has the potential to drive long-term development and competitiveness in the sector.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2025 International Conference on Financial Risk and Investment Management (ICFRIM 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
3 July 2025
ISBN
978-94-6463-748-9
ISSN
2352-5428
DOI
10.2991/978-94-6463-748-9_32How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Huangjiyang Jiang
PY  - 2025
DA  - 2025/07/03
TI  - Research on Financing Models of Small and Medium-sized Enterprises in the Automotive Industry Based on Supply Chain Finance
BT  - Proceedings of the 2025 International Conference on Financial Risk and Investment Management (ICFRIM 2025)
PB  - Atlantis Press
SP  - 283
EP  - 291
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-748-9_32
DO  - 10.2991/978-94-6463-748-9_32
ID  - Jiang2025
ER  -