Tracing the Trajectory of Online Microfinance Fraud Research: A Bibliometric Study on P2P Lending Risks for NBFCs

DOI

10.2991/978-94-6239-772-9_40How to use a DOI?

Keywords

Bibliometric Analysis; Financial Risk; Microfinance Fraud; P2P Lending; NBFCs

Abstract

Due to the digitization of financial services worldwide and increasing fraud cases, the concern of online microfinance fraud and P2P lending risk is a certainty with NBFC. Over the last decade, there has been increasing scholarly activity directed at fundamental issues in this area. University of Queensland’s Yang Zhang and Wei Liu along with Macquarie University’s David E. W. Chien came up with “mapping the intellectual contributions, in the area of microfinance fraud and p2p lending risk: a systematic review”. Scholars carry out a bibliometric study to evaluate the research on microfinance fraud and peer-to-peer lending risk. A total of 930 documents from the Scopus database are analyzed. The study period of this study ranges from 2014 to 2024. The biblioshiny and VOSviewer applications have been used by the researchers to assess various measures.

The emerging of microfinance frauds has become a serious concern of the NBFC industry in the backdrop of P2P lending. Peer to peer platforms act as a principal mediator between wealthy lenders and those who are in search of a loan. Nonetheless, I’m worried about the increasing digital frauds being committed. The study shows a gradual rise in the studies on issues regarding fraud or microfinance and deception or peer to peer lending. The research demonstrates that researcher-wise China, the USA and the UK are dominating. According to the analysis, shadow banking, fintech, credit risk, fraud detection are the superordinate themes, while terms like crowdfunding, etc.

Copyright

© 2026 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - B. C. Yogesh Kumar Naik
PY  - 2026
DA  - 2026/09/07
TI  - Tracing the Trajectory of Online Microfinance Fraud Research: A Bibliometric Study on P2P Lending Risks for NBFCs
BT  - Proceedings of the 2nd International Conference on Innovations and Challenges in Financial Technology (ICICFT 2025)
PB  - Atlantis Press
SP  - 555
EP  - 573
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-772-9_40
DO  - 10.2991/978-94-6239-772-9_40
ID  - Naik2026
ER  -