Proceedings of the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025)

Research on the Impact and Mechanism of Green Financial Products on Users’ Purchase Intention

Authors
Yuhan Luo1, *
1Guangdong University of Technology, Guangzhou, Guangdong, China
*Corresponding author. Email: 125578499@qq.com
Corresponding Author
Yuhan Luo
Available Online 6 November 2025.
DOI
10.2991/978-94-6463-886-8_17How to use a DOI?
Keywords
Green Financial Products; Information Transparency; Brand Trust; social influence
Abstract

This study focuses on users’ purchase intention toward green financial products, aiming to address the predicament of activating the demand side and existing research gaps. It explores the formation mechanism of purchase intention under the influence of information transparency, green brand trust in banks, and social reference groups, as well as the chain mediating effect of “perceived value - usage attitude”. Data were collected through questionnaires, and a structural equation model was constructed for verification. The results show that information transparency, brand trust, and social influence positively promote perceived value and usage attitude, thereby enhancing purchase intention. This provides insights for financial institutions to optimize their products.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
6 November 2025
ISBN
978-94-6463-886-8
ISSN
2352-5428
DOI
10.2991/978-94-6463-886-8_17How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

TY  - CONF
AU  - Yuhan Luo
PY  - 2025
DA  - 2025/11/06
TI  - Research on the Impact and Mechanism of Green Financial Products on Users’ Purchase Intention
BT  - Proceedings of the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025)
PB  - Atlantis Press
SP  - 172
EP  - 179
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-886-8_17
DO  - 10.2991/978-94-6463-886-8_17
ID  - Luo2025
ER  -