Proceedings of the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025)

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21 articles
Proceedings Article

Peer-Review Statements

Izaidin Bin Abdul Majid, Noor Ismawati Jaafar, Guanming He, Koh Hsieng Yang Eric
All of the articles in this proceedings volume have been presented at the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025) during August 15th to 17th, 2025 in Harbin, China. These articles have been peer reviewed by the members of the Scientific Committees and reviewers...
Proceedings Article

Analysis of the Development Model of Commercial Bank Supply Chain Finance Based on Blockchain Technology

Wei Lu, Ju Wei, Ziyuan Wang
The problem of information asymmetry in the process of crowdfunding restrains the development and growth of product-based crowdfunding under the background of digital economy. Considering that blockchain technology can effectively alleviate the problem of information asymmetry, in this paper, we conducted...
Proceedings Article

Empirical Study on Domestic Tourism Development in Guangdong Province Based on Market Competition Model and Cluster Analysis

Tong Yu, Hongmei Lin
This article takes 21 destination cities in Guangdong Province as the research object, and conducts empirical analysis on the development of domestic tourism industry in Guangdong Province based on statistical data such as domestic tourist numbers and tourism revenue from 2014 to 2023 in the Guangdong...
Proceedings Article

Spatial Differentiation of New Quality Productive Forces in Promoting High-Quality Economic Development

Qi Ding, Sihan Niu
This study is based on panel data from 30 Chinese provinces between 2010 and 2022. Economic high-quality development and its regional heterogeneity are systematically examined in relation to new quality productivity using the instrumental variable technique and the double fixed effect model. Economic...
Proceedings Article

A Study on the Regional Heterogeneity of AI Technology-Driven New Productivity Empowering High-Quality Development of China’s Foreign Trade: An Empirical Test Based on Provincial Panel Data

Huimin Zhou, Zhenxia Liu
Against the backdrop of the technological revolution reshaping the global trade and economic landscape, China’s foreign trade urgently needs to transition from traditional factor-driven growth to high-quality development. This paper constructs a comprehensive evaluation system for provincial AI Technology-Driven...
Proceedings Article

Executive Salary and TFP: Evidence from Chinese Listed Firms

Liman Zhang
Over the past decades, China has spared no effort to improve firms’ total factor productivity (TFP) and promote high-quality development. A substantial body of academic research has emerged on this topic. No doubt executive salary can influence managerial work attitudes and initiative, potentially reducing...
Proceedings Article

Generative AI-Driven Short Video Creation: A Case Study on Conversion Rate Optimization of Chinese Cross-Border Influencer “Guoge” Account

Guoqiang Li
Short video platforms have become the primary customer acquisition channel for the study-abroad consulting industry, with generative AI transforming content production and conversion processes. This paper takes the Douyin account “Guoge in Mongolia” (123,000 followers) as a case study to explore the...
Proceedings Article

Research on the Way of Benefit Sharing in Agricultural Supply Chain Under Blockchain and the Coordinated Promotion of the Channel to Russia

Jiaqian Zhang, Jing Wei
The application of blockchain quality traceability technology in the supply chain sector is a hot topic. There is an urgent need to develop a shared benefit model for agricultural product supply chains that can be effectively promoted to farmers, addressing the issue of unreasonable profit distribution...
Proceedings Article

The Influence Mechanism of Board Informal Hierarchy on Corporate Short-Term Financing for Long-Term Investment: A Model Analysis

Yuanhao Fan, Junming Shui, Yang Bai, Jiaqi Lu
This study empirically examines the impact of informal board hierarchy on corporate short-term financing for long-term investment (SFLI) using a sample of A-share listed companies in Shanghai and Shenzhen stock exchanges from 2011 to 2023. We employ the long-term capital financing gap model to measure...
Proceedings Article

Research on the Impact of Digital Payment Product Usage on Continued Usage Intention Based on SEM Model Technology

Jiaqi Lu, Zhihui Yang, Junming Shui
With the rapid development of the digital economy, the penetration rate of digital payments in my country has increased significantly. This study conducted the following research based on the actual situation and drew the following conclusions. The research confirms that system convenience,...
Proceedings Article

Impact Mechanisms of Digital Trade on the Development of Open Economies: Evidence from the Yangtze River Delta Region

Jingmin Zhao, Haoxiang Jia, Xiulian Jiang
As an offshoot of the digital economy, digital trade fuels socioeconomic growth and supports China’s rise as a trading power. The Yangtze River Delta (YRD), one of the nation’s most vibrant and open regions, has led digital-trade expansion since 2013. Using data from 2013 to 2022, we first construct...
Proceedings Article

Policy Recommendations for High-Quality Development of Shandong’s Artificial Intelligence Industry

Gang Li, Mingxi Ji, Qianlong Liu, Hengyu Zhang
The rapid iteration and disruptive evolution of artificial intelligence (AI) technologies are profoundly reshaping the industrial landscape, making the industrialization of AI a central focus of current strategic frameworks and competitive dynamics among stakeholders. Shandong Province has developed...
Proceedings Article

Research on the Practical Path of Building Smart Courses of Economics in the Context of Educational Digitization

Yang Bai, Naiwen Zhang, Yuanhao Fan, Simiao Zhao
Under the wave of “Artificial Intelligence + Education”, the digital transformation of education is accelerating, and the construction of economics smart courses has become a key hand to improve the quality of economics teaching. Currently, economics courses are facing problems such as difficulty in...
Proceedings Article

An Analysis of the Mechanism Model of the Impact of Entrepreneurial Psychological Capital on the Entrepreneurial Performance of Students in Private Undergraduate Institutions

Di Zhang, Junming Shui, Yueming Cao
This study takes entrepreneurial students in private undergraduate colleges and universities as the research object, collects data by distributing questionnaires to many private undergraduate colleges and universities across China, and adopts regression modeling to test the mechanism of entrepreneurial...
Proceedings Article

Research on the Impact of Insurance Technology on the Operating Efficiency of Life Insurance Companies in the Context of Digital Transformation

Chunya Huang
Insurance technology is the concentrated manifestation of the digital economy in the insurance industry. Based on the panel data of 51 life insurance companies from 2016 to 2021 and the Digital Inclusive Finance Index of Peking University, this paper uses the DEA-Tobit model to analyze the relationship...
Proceedings Article

User Participation under a Points-Based Incentive System: A Case Study of Taobao

Yunlong Li
The research examined point-based incentives associated with Taobao and how they affect user behavior differentiated by user groups. The existing literature highlights that digital rewards have been effective in enhancing user engagement in the short run, but have not incorporated user heterogeneity...
Proceedings Article

Research on the Impact and Mechanism of Green Financial Products on Users’ Purchase Intention

Yuhan Luo
This study focuses on users’ purchase intention toward green financial products, aiming to address the predicament of activating the demand side and existing research gaps. It explores the formation mechanism of purchase intention under the influence of information transparency, green brand trust in...
Proceedings Article

Digital Government Development and Fiscal Policy Efficiency

Jing Tian, Xiao Liu, Jiaqi Wen, Yongfeng Hou, Renquan Huang, Chenbo Liu
Using panel data from 30 Chinese provinces spanning 2015 to 2022, this study examines the effect of digital government development on the efficiency of local fiscal expenditure. The findings reveal a significant and positive relationship between the degree of digital government construction and fiscal-expenditure...
Proceedings Article

Cross-platform vs Within-platform: the Spillover Effect of Doctor’s Knowledge Sharing on their Online Consultation Volume

Li Chen, Xu He, Qianru Lai, Yanghui Li, Xusheng Wu, Zhiqun Zhang
Through the sharing of knowledge among doctors, patients can learn moreabout medicine and manage their own health. It’s an important way for patients to form initial impressions of their doctors. Meanwhile, patient medical choice behavior is key for online consultation platforms’ profitability. Doctors’...
Proceedings Article

Research on Night Tourism Experience Scene Elements of Yangshuo West Street Based on UGC Data

Wenjing Quan
Addressing the research gap in systematic deconstruction of night tourism experience elements, particularly using UGC data, this study investigates Yangshuo West Street, a national night culture and tourism cluster. Methodologically, it innovatively integrates UGC data mining, grounded theory, and social...
Proceedings Article

A Study on Promoting the Integration of Science and Technology and Economy by University Entrepreneurship Incubation in Guangdong Province

Jian Dong, Jianru Xie, Guizhen Fu
This study focuses on the key role of entrepreneurship incubation in universities in Guangdong Province in promoting the integration of science and technology with the economy. Uses official data to present the current situation, reveals problems and proposes targeted optimization strategies, aiming...