Proceedings of the International Conference on Management Research (ICMR 2025)

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Exploring the Strategic Benefits of Bank-Fintech Collaborations: A Critical Discourse and Comparative Analysis

Authors
Suraj Prakash Singh1, *, T. S. Ragi2
1Assistant Professor, School of Management Sciences, Varanasi, India
2Assistant Professor, School of Management Sciences, Varanasi, India
*Corresponding author. Email: suraj@smsvaranasi.com
Corresponding Author
Suraj Prakash Singh
Available Online 29 April 2026.
DOI
10.2991/978-94-6239-660-9_8How to use a DOI?
Keywords
Bank-Fintech Collaboration; Critical Discourse Analysis; Comparative Analysis; Strategic Benefits; Digital Transformation
Abstract

This paper explores the strategic advantages of banking and fintech company partnerships with each other and how they affect innovation, operational effective, and customer experience. Based on Critical Discourse Analysis (CDA) and Comparative Analysis, the study examines the role of discourse in collaborating dynamics and contrasts successful and less successful partnerships. The results show that some discourse tends to highlight new developments and mutually advantageous mutuality but also shows that some tensions do exist. Comparative analysis demonstrates that successful collaborations align strategic goals, governance, and communication, while less successful partnerships struggle with cultural and operational challenges. The study provides actionable insights and a framework for fostering effective partnerships in the evolving financial ecosystem.

Copyright
© 2026 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the International Conference on Management Research (ICMR 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
29 April 2026
ISBN
978-94-6239-660-9
ISSN
2352-5428
DOI
10.2991/978-94-6239-660-9_8How to use a DOI?
Copyright
© 2026 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Suraj Prakash Singh
AU  - T. S. Ragi
PY  - 2026
DA  - 2026/04/29
TI  - Exploring the Strategic Benefits of Bank-Fintech Collaborations: A Critical Discourse and Comparative Analysis
BT  - Proceedings of the International Conference on Management Research (ICMR 2025)
PB  - Atlantis Press
SP  - 130
EP  - 141
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6239-660-9_8
DO  - 10.2991/978-94-6239-660-9_8
ID  - Singh2026
ER  -