Proceedings of the 2nd International Conference on Sustainable Business Practices and Innovative Models (ICSBPIM-2025)

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Banking Sector Performance: A Comparative Study of Public and Private Sector Banks

Authors
Ashutosh Kumar Singh1, Nitendra Kumar2, *
1Student, Amity Business School, Amity University, Noida, Uttar Pradesh, 201303, India
2Assistant Professor, Amity Business School, Amity University, Noida, Uttar Pradesh, 201303, India
*Corresponding author. Email: nkshukla.kumar4@gmail.com
Corresponding Author
Nitendra Kumar
Available Online 4 November 2025.
DOI
10.2991/978-94-6463-872-1_32How to use a DOI?
Keywords
Banking sector; public banks; private banks; financial inclusion; efficiency; sustainability
Abstract

Indian economic growth depends on the stability functions of its banking sector. This research develops bridges to monitor the operational performances in both public and private banking sectors during 2015–2025 with emphasis on profitability measurements and operational efficiency together with risk management and customer satisfaction levels. The research uses financial documents and gathers client survey data and market performance data. Private financial institutions offer state-of-the-art technology solutions with accelerated services yet public financial institutions must handle growing default loan problems and complicated operations to serve primarily the areas of economic growth and rural territories. This paper recently demonstrated that digital innovation connects public sector to private banking sector through a powerful mutual bond. The study shows that public-sector banks connecting with private institutions can develop sustainable funding platforms which will benefit upcoming financial periods.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2nd International Conference on Sustainable Business Practices and Innovative Models (ICSBPIM-2025)
Series
Advances in Economics, Business and Management Research
Publication Date
4 November 2025
ISBN
978-94-6463-872-1
ISSN
2352-5428
DOI
10.2991/978-94-6463-872-1_32How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Ashutosh Kumar Singh
AU  - Nitendra Kumar
PY  - 2025
DA  - 2025/11/04
TI  - Banking Sector Performance: A Comparative Study of Public and Private Sector Banks
BT  - Proceedings of the 2nd International Conference on Sustainable Business Practices and Innovative Models (ICSBPIM-2025)
PB  - Atlantis Press
SP  - 496
EP  - 514
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-872-1_32
DO  - 10.2991/978-94-6463-872-1_32
ID  - Singh2025
ER  -