Proceedings of the 2025 4th International Conference on Public Service, Economic Management and Sustainable Development (PESD 2025)

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Evaluation of Insurance Models and Sensitivity Analysis Based on the Analytic Hierarchy Process (AHP)

Authors
Sitong Shen1, *, Yiyang He1
1Beijing University of Technology, No. 100, Pingleyuan, Chaoyang District, Beijing, China
*Corresponding author. Email: ajxpcyensswife@163.com
Corresponding Author
Sitong Shen
Available Online 22 December 2025.
DOI
10.2991/978-94-6463-916-2_24How to use a DOI?
Keywords
Analytic Hierarchy Process (AHP); Extreme Climate Risk; Insurance Regional Evaluation
Abstract

The growing frequency of extreme weather events presents substantial challenges to the sustainable operation of the insurance industry, with accurate risk assessment and regional selection models emerging as critical to insurance firms’ decision-making. This study develops an evaluation system for insurance projects via the Analytic Hierarchy Process (AHP), using Japan and Chile as case studies to quantify the impact weights of core indicators—including extreme climate, regional development level, population, and per capita property. Leveraging empirical analysis of three regions in Chile, the feasibility evaluation framework of the insurance model is refined. Finally, sensitivity analysis is used to validate the model’s stability, providing a scientific basis for insurance enterprises’ regional deployment amid the context of extreme climates.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2025 4th International Conference on Public Service, Economic Management and Sustainable Development (PESD 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
22 December 2025
ISBN
978-94-6463-916-2
ISSN
2352-5428
DOI
10.2991/978-94-6463-916-2_24How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Sitong Shen
AU  - Yiyang He
PY  - 2025
DA  - 2025/12/22
TI  - Evaluation of Insurance Models and Sensitivity Analysis Based on the Analytic Hierarchy Process (AHP)
BT  - Proceedings of the 2025 4th International Conference on Public Service, Economic Management and Sustainable Development (PESD 2025)
PB  - Atlantis Press
SP  - 197
EP  - 208
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-916-2_24
DO  - 10.2991/978-94-6463-916-2_24
ID  - Shen2025
ER  -