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Using 60 banks data in Indonesia from 2007-2018, this study aims to analyse the impact of efficiency, profitability, competition, government regulations, and crisis affect to MSME loan distribution in Indonesia. This study using STATA 15 version with time series panel data regression. Stochastic Frontier...

Online classes become the only alternative that schools are able to do during the pandemic situation when the government issued the regulation to stay at home. Moreover, not all schools are able to provide regular online classroom for the students, so that the progress of students’ language production...

The use of expenditure receipts at the Inspectorate considered having a low level of efficiency due to impracticality and recording errors that are often found in recipient data, resulting in wrong recipients of activity funds. This error was caused by the Microsoft Excel system being used was still...

In recent years, the demand for packaging design in China’s commodity market has become more and more urgent. At the same time, the importance of graphics as an indispensable element in packaging design has also been increasing. After many years of development, Wuhan Soda’s packaging design and graphic...

The goal of this study is to determine the benefits of information and communication technology or ICT, in short, as a means of learning. ICT is a medium or instrument used to balance the rapid development of technology. The approach used in this study is qualitative methods with data collection techniques...

The VC-MER learning strategy is a student activity-based and studentcentered learning strategy collaborated with problem-based learning in chemistry learning. The purpose of this study was to determine whether the VC-MER learning strategy can improve students’ learning activities. This research is a...

This paper systematically studies the water environmental quality monitoring and purification technology system, analyzes the characteristics and application scenarios of conventional and modern monitoring methods, and discusses the collaborative optimization scheme between basic treatment technology...

With the changing demands brought by the arising technological advances, higher education institutions must take use of advances in communication technology to give their curricula to students who want to continue their studies at any time and from any location. This study focuses on developing a validated...

With the implementation of the “Two-Child Policy” in 2016, many families welcomed a second child, which significantly changed the family structure. Sibling relationships highlight significant differences between families with two children and those with only one child. These relationships can be categorized...

In the context of global economic integration and increasingly fierce market competition, the completeness of internal control systems in enterprises has become a key benchmark for measuring the accuracy of financial reporting and overall financial management level. This article delves into the intrinsic...

In the digital era, digital technology plays an important role in every aspect of life; one is in education. Digital technology has advantages: valid information, sophisticated instructional media, and networking. Based on some benefits, community service of the English Education Department cooperates...

With the development of wireless charging, it is now widely used in small electronic products, but it has largely untapped potential due to the limitation of charging distance. To make wireless charging realize the application value is greater, magnetic coupling resonant wireless charging due to the...

Currently available designs for tissue engineering scaffold often focus on a structure that mimics the extracellular matrix while ignoring the mechanical properties needed for load bearing. This study aims to overcome the problems of existing scaffold designs by introducing new biologically and mechanically...

As contemporary mines continue to scale in size and complexity, the generation and optimization of mine ventilation network0 diagrams has emerged as a critical problem for the industry. Based on the current ant colony algorithm and graph theory modeling framework, multi-level topological representation...

The medical diagnosis of brain tumors is challenging due to the intricate and complex nature of these tumors. The development of this research antecedents precision tumor classification and segmentation through the integration of transfer learning, EfficientNet, and YOLO. We proposed the EfficientNet-B0...

Customer experience optimization is a new business need area that keeps resurfacing, and emotionally intelligent AI-based products aid in designing your customer’s overall journey making them better. Hence, this research presents AI-driven customer experience enhancement framework that blends deep learning-based...

The Spice Village Program has been a partnership program between farmers and PT Sido Muncul since 2014 to improve farmers’ welfare and ensure the availability of raw materials. The sustainability of the partnership program is largely determined by the relationships that exist and the roles of the stakeholders...

This timely research aimed to fill the gap of producing a material based on the learners. Using descriptive statistical tools the study identified the participants’ writing ability level in terms of punctuation, spelling, and capitalization; developed an instructional material based on the students’...

This paper discusses the development and implications of virtual assistants AI, following their development from simple rule-based systems to sophisticated applications driven by cognitive computing, machine learning, and natural language processing. The paper discusses technology developments that catapulted...

This investigation seeks to examine the relationship that exists between the culture of the organization and the degree of engagement displayed by the employees in their line of work in software companies rated in the state of Telangana, and hence ensuring the creation of the culture of perceptions that...

General Background: The globalization process is reshaping the global economy by intensifying trade, investment, and information exchange between countries. Specific Background: Telecommunications technologies and fiber optic networks serve as the core infrastructure enabling the digital economy, supporting...

The garment industry holds a paramount position within the Vietnamese economy. However, global industries, due to the aftermath of economic recessions and the impacts of epidemics, have faced imperatives to curtail expenses and optimize operational processes to bolster competitiveness. In this context,...

The rapid growth of the internet and e-commerce in Bangladesh has generated a vast repository of customer reviews in Bengali across domains such as foods, fashions and electronics. It is important to understand what users say in these multilingual user opinions, which leads to a better understanding...

Infrastructure development plays a substantial part in getting Sustainable development goals. Also, Financial inclusion is emerging as a vital factor in promoting sustainable development goals (SDGs), especially in developing economies like India. Globally growing and undeveloped countries requires imperishable...

This research investigates the factors of organizational climates, the quality of services, and the work satisfaction towards the lecturer’s work commitments. The writer used a quantitative research approachex-postfacto, correlational and survey. The variables measured was consisted of the independent...

As an economic phenomenon, price discrimination has its unique characteristics and influence, and the advent of the era of big data will change its traditional characteristics and influence. This paper integrates the impact of price discrimination on consumers, businesses, and society in the era of big...

This study aimed to describe the profile of service and performance and implementation strategy for empowerment in improving the competitiveness of small businesses in Cooperatives and SME Wajo focused on sectors of industry and commerce. This study uses primary data and secondary data. The analytical...

Indonesian local cuisines or local foods have tremendous varieties of ingredients and tastes. Despite its diversity, existing research on local cuisine consumption is developing but still limited. This study aims to scrutinize the value and attitude of generation Z on Indonesian local cuisines consumption....

The aim of the work is to study the results of clustering and the state of entrepreneurship in Russia and Belarus and substantiate digital clustering methods for the development of entrepreneurship in the countries of the Union State. The article analyzes small and medium-sized businesses in the Republic...

This article deals with the problems of efficient estimation of population variance in two-phase (double) sampling. Using information on two auxiliary variables, a class of chain exponential to regression type estimators has been proposed and its properties are studied under two different structures...

In this work we present the first stage of a two-stage approach for designing rapid transit networks, where the stations and links to be constructed are selected by solving an integer linear optimization model that maximizes an estimation of the number of trips through the rapid transit network. It is...

In a previous paper (Regular and Chaotic Dynamics 7 (2002), 351­391, Ref. [1]), we obtained various results concerning reflectionless Hilbert space transforms arising from a general Cauchy system. Here we extend these results, proving in particular an isometry property conjectured in Ref. [1]. Crucial...

This article analyzes the comparison of workplace social attitude on working women and support policies of working mother on the level of government between Sweden and United States. Their official policies towards working women are extremely different and their social attitude are based on their theme...

Restorative justice within correctional institutions can facilitate meetings and dialogues between inmates and victims. This offers inmates a second chance to apologize and make amends to the victims, ultimately leading to a fair resolution for both parties. The end result of such agreements does not...

The emergent shift in education due to the COVID19 pandemic leads to the implementation of online learning exclusively using various digital platforms. Moodle (Modular Object-Oriented Dynamic Learning Environment) as the popular learning management system used offers various features and flexibility...

Chili is a horticultural crop that has high economic value in Indonesia. The productivity level of chili in the country is not proportional to the level of consumption, one of the causes is malnutrition. Each plant requires different amounts of macronutrients and micronutrients to support plant growth...

With the rapid development of China’s new energy vehicle (NEV) market, the role of brand touchpoints in consumers’ purchasing decisions has become increasingly prominent. This study systematically explores the impact of NEV brand touchpoints on consumer purchasing decisions through literature analysis,...

Since the “Belt and Road” initiative was proposed in 2013, it has become a bridge and bond for deepening cooperation and exchanges between China and the rest of the world. China is an ancient civilization with a long history and rich intangible cultural heritage. This paper mainly expounds the importance...

China has entered the stage of high-quality economic development, how to effectively achieve high-quality economic development has become an important issue in today's society. Based on the data of 30 provincial samples from 2006 to 2020, a comprehensive index system of high-quality economic development...

This paper examines the impact of biological factors—primarily testosterone levels and disorders of sex development (DSD)—on gender inequality in competitive sports. Through analysis of physiological mechanisms and case studies of Caster Semenya and Imane Khelif, we demonstrate that current policies...

This study analyzes the spatial and temporal evolution of green development efficiency (GDE) in China’s eight comprehensive economic zones from 2011 to 2021. Using an improved Super-SBM Data Envelopment Analysis model that includes undesirable outputs, the study measures regional GDE accurately. The...

Aluminum is widely used in various fields because of its good properties. Since the beginning of China’s industrialization process, the consumption of aluminum is second only to steel, which is an indispensable basic material in the industrialization process. At present, China’s bauxite mainly depends...

Photoresponsive materials have attracted much attention recently because of their potential utility in many areas such as industrial, agricultural and pharmaceutical. In this paper, several photoresponsive biopolymers having spiropyran and chitosan groups were synthesized, and the structure and properties...

Huangzhou Dongpo Cultural Heritage is an important cultural resource of celebrities in China. Today, under the multiple pressures of media, commercialization and urbanization, the cultural heritages of celebrities are severely damaged. The digital protection of Huangzhou Dongpo Cultural Heritage has...

Like other social activities, interactive teaching is divided into surface structure and deep structure.Surface structure is the teaching process, it is existed between students and teachers can observe, can record the external form of interaction;And the deep structure of interactive teaching is affected,...

A search engine is becoming increasingly important given the massive influx of big data. In most cases, users get feedback based on the search theme. However, sometimes users need to search in terms of textual emotions. This thesis puts forward a regular emotional expression based on a regular expression,...

The talent flexible training is a new type of personnel training mode. Bioinformatics direction is one of most important part of agricultural information. In this paper, we introduce the content of bioinformatics and analysis the meaning of the agricultural information talent flexible training mode,...

In the combination process of photovoltaic electric power generation with agriculture, there are many problems brought out, even in some important demonstration projects in Hainan island. In order to solve some of these problems, we detected and analyzed part of the plant growth factors in a typical...

Reverse logistics has different operation mode from forward logistics. This paper analyzed three kinds of operating mode of reverse logistics and the influence factors respectively. Through analyzing the influence factors, we constructed the evaluation index system of reverse logistics mode, and applied...

Promoting the development of Leshan silicon industry through e-commerce is an effective way to solve the current problems of the development of the industry. Silicon industry developed rapidly in China in recent years, But in the process of development it has problems such as lack of core technical support,...