Financial Information about Barclays Bank in the UK

DOI

10.2991/978-94-6463-874-5_100How to use a DOI?

Keywords

Commercial Banks; Capital Adequacy Ratio; Liquidity Risk Management; Digital Transformation

Abstract

As a systemically important financial institution in the UK, Barclays Bank holds a key position in the global financial system. In the face of macroeconomic fluctuations, the impact of fintech and regulatory compliance pressure, its financial health and strategic sustainability have drawn much attention. Based on the financial data of Barclays Bank and combined with horizontal industry comparisons, this study systematically assesses its profitability, capital adequacy ratio, debt-paying ability and liquidity risk management. By quantitatively analyzing core indicators such as net interest margin, capital buffer and liquidity coverage ratio, its financial advantages and potential risks are revealed. The research found that Barclays Bank’s capital adequacy ratio far exceeded the regulatory requirements, but the conservative capital allocation suppressed shareholder returns. The liquidity coverage ratio is stable, but the exposure to commercial real estate and the reliance on short-term financing increase tail risks. This study provides strategic suggestions for Barclays Bank to optimize capital efficiency and balance risks and returns. Meanwhile, it offers empirical support for regulatory authorities to improve the evaluation framework of systemic financial institutions and for the academic community to explore the transformation path of traditional banks.

Copyright

© 2025 The Author(s)

Open Access

Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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TY  - CONF
AU  - Jiayi Gao
PY  - 2025
DA  - 2025/11/03
TI  - Financial Information about Barclays Bank in the UK
BT  - Proceedings of the 2025 International Conference on Financial Innovation and Marketing Management (FIMM 2025)
PB  - Atlantis Press
SP  - 866
EP  - 872
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-874-5_100
DO  - 10.2991/978-94-6463-874-5_100
ID  - Gao2025
ER  -