Proceedings of the 2025 International Conference on Financial Innovation and Marketing Management (FIMM 2025)

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The Adaptability Challenge of Financial Services in the Coffee Plantation Industry in Yunnan Province

Authors
Linxin Yin1, *
1Central University of Finance and Economics, Beijing, 102206, China
*Corresponding author. Email: 2024310978@email.cufe.edu.cn
Corresponding Author
Linxin Yin
Available Online 3 November 2025.
DOI
10.2991/978-94-6463-874-5_56How to use a DOI?
Keywords
Planting Industry; Financial Services; Yunnan Coffee; Adaptability
Abstract

This article examines the challenges of financial service adaptability in the coffee planting industry and discusses potential solutions, using Yunnan Province as an example. The main challenges include the mismatch between the loan cycles offered by financial institutions and the coffee planting cycle, and the insufficient access to financing due to the lack of collateral. Through case studies and literature review, this article explores potential solutions to ease the financial constraints faced by farmers. The findings suggest that financial institutions can play a key role by designing more flexible financial products, expanding corporate guarantee methods, establishing credit rating systems, providing policy support and subsidies, and improving the overall financing efficiency. These solutions extend beyond the coffee industry in Yunnan to agricultural regions worldwide facing similar financial service adaptability challenges. This paper contributes to the growing discussion on agricultural finance innovations to develop tailored financial services. It provides practical implications for farmers, financial institutions, and policymakers.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 2025 International Conference on Financial Innovation and Marketing Management (FIMM 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
3 November 2025
ISBN
978-94-6463-874-5
ISSN
2352-5428
DOI
10.2991/978-94-6463-874-5_56How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Linxin Yin
PY  - 2025
DA  - 2025/11/03
TI  - The Adaptability Challenge of Financial Services in the Coffee Plantation Industry in Yunnan Province
BT  - Proceedings of the 2025 International Conference on Financial Innovation and Marketing Management (FIMM 2025)
PB  - Atlantis Press
SP  - 479
EP  - 487
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-874-5_56
DO  - 10.2991/978-94-6463-874-5_56
ID  - Yin2025
ER  -