Proceedings of the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025)

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Analysis of the Development Model of Commercial Bank Supply Chain Finance Based on Blockchain Technology

Authors
Wei Lu1, Ju Wei1, Ziyuan Wang2, *
1Bank of Beijing Post-Doctoral Research Station, Bank of Beijing, 100033, Beijing, PR China
2School of Information Management & Engineering, Shanghai University of Finance and Economics, 200433, Shanghai, PR China
*Corresponding author. Email: wangziyuan@163.sufe.edu.cn
Corresponding Author
Ziyuan Wang
Available Online 6 November 2025.
DOI
10.2991/978-94-6463-886-8_2How to use a DOI?
Keywords
reward-based crowdfunding; block-chain; information asymmetry; imitation behavior
Abstract

The problem of information asymmetry in the process of crowdfunding restrains the development and growth of product-based crowdfunding under the background of digital economy. Considering that blockchain technology can effectively alleviate the problem of information asymmetry, in this paper, we conducted an innovative modeling and application analysis on the crowdfunding platform’s use of blockchain technology to restructure the product crowdfunding business. Specifically, by establishing a crowdfunding data sharing-access model based on alliance chain technology, this paper explores the impact of blockchain technology on the behavior of multiple crowdfunding participants and the balanced financing contract setting by analyzing the game equilibrium of the optimal contract setting of both parties from the perspective of the impact of changing the range of information access on the behavior of participants.

Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

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Volume Title
Proceedings of the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025)
Series
Advances in Economics, Business and Management Research
Publication Date
6 November 2025
ISBN
978-94-6463-886-8
ISSN
2352-5428
DOI
10.2991/978-94-6463-886-8_2How to use a DOI?
Copyright
© 2025 The Author(s)
Open Access
Open Access This chapter is licensed under the terms of the Creative Commons Attribution-NonCommercial 4.0 International License (http://creativecommons.org/licenses/by-nc/4.0/), which permits any noncommercial use, sharing, adaptation, distribution and reproduction in any medium or format, as long as you give appropriate credit to the original author(s) and the source, provide a link to the Creative Commons license and indicate if changes were made.

Cite this article

risenwbib
TY  - CONF
AU  - Wei Lu
AU  - Ju Wei
AU  - Ziyuan Wang
PY  - 2025
DA  - 2025/11/06
TI  - Analysis of the Development Model of Commercial Bank Supply Chain Finance Based on Blockchain Technology
BT  - Proceedings of the 5th International Conference on Internet Finance and Digital Economy (ICIFDE 2025)
PB  - Atlantis Press
SP  - 4
EP  - 11
SN  - 2352-5428
UR  - https://doi.org/10.2991/978-94-6463-886-8_2
DO  - 10.2991/978-94-6463-886-8_2
ID  - Lu2025
ER  -