All of the articles in this proceedings volume have been presented at the 6th International Conference on Internet Finance and Digital Economy (ICIFDE 2026) was successfully held from August 28 to 30, 2026 in Guiyang, China. These articles have been peer reviewed by the members of the Scientific Committees...

Accurate credit default prediction is a core aspect of consumer credit risk management. This study based on a publicly available personal loan dataset containing 32,581 records, systematically compares the performance of logistic regression and random forest in default prediction through data preprocessing,...

Changes in tax administration can reshape how credit resources are distributed in the market. In 2018, China advanced the merger of national and local tax bureaus in order to make tax administration more independent. The evidence in this study shows that the merger raised firms’ external guarantee levels,...

This study focuses on the impact of pure management sentiment on short-term stock returns. Using A-share listed companies in China from 2014 to 2023 as the research sample, this study employs the Qwen large language model to analyze textual information from earnings communication conferences and conducts...

Taking Luoyang as the research object, this paper adopts literature research, field investigation and SWOT analysis to explore the development path of smart tourism in the era of big data. By defining the correlation between big data and smart tourism, this paper finds that Luoyang has complete smart...

Smart city construction helps improve urban governance and support high-quality development. This paper builds a system dynamics model from the view of multi-actor governance. The model includes technology company participation, public adoption, government promotion, and smart city development level....

As the rural revitalization strategy advances nationwide, policymakers and practitioners are actively investigating localized approaches to achieve sustainable countryside development. In this context, rural tourism has emerged as an essential instrument for creating socioeconomic synergies, giving rise...

Drawing on policy instrument theory and institutional isomorphism theory, this study employs textual analysis to systematically compare the differences and underlying mechanisms in blockchain and artificial intelligence (AI) integration policies across four major regions of China: Northeast, East, West,...

Distributed ledger technology (DLT) is increasingly being considered for payment, settlement, asset registration, and compliance processes. However, much of the existing discussion remains project-centred and offers limited explanation of why similar technologies produce different outcomes across public,...

With the rapid development of digital finance, internet consumer credit products have significantly influenced the consumption behavior of young adults. To explore their relationship with overconsumption behavior, this study constructs an analytical framework incorporating platform stimuli, psychological...

This paper investigates investor factors in the Chinese A-share market from July 2003 to December 2025. Using principal component analysis on 10 candidate factors, we find that the first three components explain 78.9% of the total variance (PC1: 39.8%, PC2: 22.8%, PC3: 16.3%). The constructed investor...

Using panel data for Chinese prefecture-level and above cities from 2010 to 2022, this paper treats the establishment of data trading platforms as a quasi-natural experiment and estimates a staggered difference-in-differences model. The reform does not significantly expand patent applications or alter...

In contemporary commercial space, digital visual interfaces combine attention capture, interface-mediated interaction, and behavioral datafication. This paper uses visual encroachment as an analytical term for how digital commercial interfaces occupy perceptual space while inviting users into platform-mediated...

Under China’s dual-carbon targets, less-developed regions face the challenge of undertaking industrial chain transfer without reinforcing low-end specialization or carbon lock-in. Taking Meizhou’s integration into the Guangdong–Hong Kong–Macao Greater Bay Area as an exploratory case, this paper develops...

Stock return prediction remains challenging because public information, investor attention and cross-stock signals are incorporated into prices at different speeds. This study develops a two-layer empirical framework for a fixed universe of 150 U.S.-listed stocks. The prediction layer first estimates...

Digital customer relationship management increasingly depends on converting transaction histories into actionable forward-looking signals. This study develops a temporally separated and explainable machine learning framework for identifying customers who will enter the top quintile of future spending....

The iterative advancement of digital intelligent technologies has propelled the financial services industry into a new phase of intelligent transformation. Traditional financial marketing faces industry challenges such as high customer acquisition costs, insufficient precision, service homogenization,...

China’s logistics sector is dominated by micro, small, and medium-sized enterprises, the vast majority of which struggle to access financing due to their asset-light structures. Traditional logistics finance, constrained by information asymmetry and reliance on manual review, has been unable to meet...

The integration of Large Language Models (LLMs) and intelligent agents is driving a paradigm shift in transportation from simple intelligence to collaborative autonomy. Agents with perception, reasoning, and closed-loop action capabilities are being deployed across water, land, and air scenarios. However,...

The pharmaceutical sector serves as a cornerstone for safeguarding public welfare and national security. Driven by intensifying market and customer network volatility, mitigating financing constraints and recalibrating strategic deployments to bolster financial performance have become top priorities...

Financial support for the real economy depends not only on the availability of financial resources but also on effective strategic coordination among government regulators, financial institutions, and enterprises. This study develops a multi-agent evolutionary game model to examine how policy guidance,...

Constructing a rational stock portfolio selection model is critical for enhancing investment returns. Given the negative impact of fund team members’ overconfidence on portfolio selection, we propose a classification-based consensus decision-making method and a minimum adjustment classification-based...

Traditional unified performance assessment fails to reflect the business differentiation of power grid full-business core teams. This paper adopts two-round Delphi to screen indicators and constructs a four-dimensional evaluation framework. AHP-entropy combined weighting based on minimum information...

The awareness and willingness to pay (WTP) of 1,669 households in Heilongjiang Province were investigated using the Contingent Valuation Method (CVM). The results showed that 91.00% of the surveyed residents responded positively to monetary contribution or voluntary labor. The proportion of rural residents...

This study investigates the difference between the statistical effectiveness and economic effectiveness of short-term mid-price direction prediction models under transaction cost constraints, based on the preprocessed FI-2010 limit order book (LOB) dataset. Four three-class prediction models, including...

This study examines the export similarity, comparative advantage and world market position of potentially digitally deliverable services (PDDS) in China and the US from 2015 to 2024. Using data from the WTO–OECD Balanced Trade in Services database, the Export Similarity Index (ESI) and Revealed Comparative...

Existing evidence on its relationship with ESG performance remains fragmented and contradictory. This ambiguity stems from three unresolved challenges: the potential nonlinearity of the effect, the differential responses across ESG sub-dimensions (Environmental, Social, and Governance), and the conditional...

Comparable and verifiable carbon information is essential for environmental risk pricing and green capital allocation. Using the staggered establishment of China’s green finance reform and innovation pilot zones, the archived analysis covers 18,652 firm-year observations for A-share listed firms from...

As the ocean-focused segment of green finance, blue finance draws on ecosystem service valuation, risk diversification, and sustainable development theory. Through blue bonds, climate insurance and other market tools, it internalizes climate risk costs and improves coastal ecological and socioeconomic...

On April 30, 2026, Wuliangye simultaneously issued a correction of prior accounting errors and its 2025 ESG report, creating a window to examine how financial restatements shape non-financial disclosure. Drawing on legitimacy, impression management, and signaling theories, this study applies Python-based...

Cross-border e-commerce market selection in the Eurasian Economic Union (EAEU) requires comparison of host markets that differ in market capacity, digital readiness, trade integration, and macroeconomic stability. This study constructs a reproducible structural screening index for Chinese firms from...

The scale of waste electronic products has been continuously climbing and has entered a peak period with an annual exceeding 50 million units and an annual growth rate of 20%. The toxic substances such as lead, cadmium, and mercury contained in them pose a severe threat to the ecological environment...

This paper constructs a 4-dimension evaluation system with 12 indicators for Chongqing’s agriculture, covering economy, productivity, rural income and green development. Based on 2001–2023 panel data, the entropy weight-TOPSIS model is adopted to assess its agricultural development. The core driving...