Proceedings of the 2026 2nd International Conference on Financial Innovation and Marketing Management (FIMM 2026)

2026 2nd International Conference on Financial Innovation and Marketing Management (FIMM 2026)

📍Singapore, Singapore🗓️ 2-4 July 2026
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157 articles
Proceedings Article

From Lipstick Effect to Rational Regression: An Analysis of Changes in Consumer Behavior under the Background of Economic Fluctuations

Duowen Pan
This paper aims to examine the profound change of consumer behavior in the period of economic fluctuations, that is, from passive price recipients to active value seekers. Focusing on the coexistence of “lipstick effect” and so-called “consumption degradation”, this paper proposes a concept of “rational...
Proceedings Article

Analysis of the Viral Network Effect of Pinduoduo’s Social E-commerce and the Dilemma of Counterfeit Goods Governance

Shuyu Liu
Pinduoduo has achieved explosive growth in user base and transaction volume by relying on the “social + e-commerce” viral model. Due to information asymmetry and lagging regulation, platforms have rapidly seized the lower-tier markets. Due to the emergence of the “lemon market” and the increasing pressure...
Proceedings Article

The Impact of Influencer Marketing on Consumer Decision-Making: Social Identity and Imitative Consumption

Ziyu Lin
With the rapid development of social media, influencer marketing has become a mainstream advertising approach. Its main function integrates social identity and imitative consumption. Firstly, this paper introduce three core concepts, which are influencer marketing, social identity, and imitative consumption....
Proceedings Article

A Review of the Psychological Mechanisms Linking Audience Engagement and Sponsor Brand Interaction in Esports

Zimeng Wang
In the current era, due to the electric industry’s growth, esports are booming. With the development of esports, it has attracted more audiences and investors, which also represents its increasingly obvious economic benefits. In this context, this study combines academic achievements in audience participation,...
Proceedings Article

Business Models and Marketing Strategies in Cross-border E-commerce in the Age of Artificial Intelligence

Hanfei Cao
Digital economy development and breakthrough in artificial intelligence have introduced radical shifts to the cross-border e-commerce. The current paper will discuss the ways in which the cross-border e-commerce industry is transforming its business models and marketing strategies due to the introduction...
Proceedings Article

The Optimization Path of Gucci Clothing Advertising Strategy

Keyao Li
The global luxury apparel market is growing rapidly and fiercely competitive, with China accounting for a significant share of the market. It has become a key driver of the growth in the global luxury apparel market, reshaping the regional landscape. Digital communication has revolutionized luxury advertising...
Proceedings Article

The Development Status and Strategies of Digital Marketing in China’s Pet Market

Youlin Li
The pet market in China also has the advertising strategy that is undergoing a change towards digital marketing compared to traditional advertising, which is gradually becoming digital marketing. The paper is devoted to the digital marketing area, and methods: literature review, data analysis, and case...
Proceedings Article

The 4Ps Analysis of Apple’s Marketing Strategy in China

Hongru Zhang
As the world’s largest smartphone market, China has both significant opportunities and complex challenges for global technology companies like Apple Inc. This study analyzes Apple Inc.’s marketing strategy in the competitive Chinese smartphone market by using the 4Ps framework (Product, Price, Place,...
Proceedings Article

Marketing Strategy Research in China’s Medical Aesthetics Industry: A Comparative Analysis of YS Medical Aesthetics Chongqing Branch and Y Medical Aesthetics Company

Qinyi Yu
With the rapid growth of China’s medical aesthetics sector, the challenge faced by providers, like competition, information asymmetry, persistent trust and safety concerns becomes more intensive. These factors undermine the long-term viability of growth strategies which driven primarily by traffic and...
Proceedings Article

Digital Marketing Traffic Optimisation and Growth Strategy According to the AARRR Model: The Estee Lauder Case

Haicong Guo
This paper discusses Estee Lauder’s digital marketing strategy using the AARRR framework. There has been a significant transformation of the global beauty industry in the digital sector, marked by the introduction of social media, e-commerce, and smart technologies, which has essentially redefined the...
Proceedings Article

Analysis of New Media Marketing Strategies for Chinese Beauty Brand Proya

Yuqing Fan
Amid radical shifts in the digital media ecosystem and the continued growth of China’s beauty market new media marketing has turned into the most essential avenue of Chinese brands to trigger a growth breakthrough and establish a competitive base. This paper discusses Proya, which is a sample Chinese...
Proceedings Article

In-Game Brand Collaborations: Consumer Psychology and Behavioral Impacts

Jingying Zhang
This article undertakes a thorough and systematic assessment of the influence of brand collaborations within games on consumer psychology and behavioral patterns. This article fills the important research gap identified by the disorganized nature of previous research. By thoroughly synthesizing the existing...
Proceedings Article

A Study of Marketing Strategies Applicable to the Chinese Game Market

Yuhan Yan
As the Internet becomes commonplace in the world, games have come to grab some form of attention of the people. The gaming market in China has taken an upslope trajectory to evolve compared to most of the foreign markets, and the studies in this field are not adequate. As such, there is need to determine...
Proceedings Article

Luckin Coffee’s Private Domain Traffic Operation Strategy in the Era of Data

Zhikun Zhang
This article investigates Luckin Coffee’s approach to the private domain traffic operation in digital transformation. In 2020, with the financial crisis, Luckin Coffee took full advantage of digital tools like mobile apps, WeChat mini-programs, and the enterprise WeChat communities to strengthen and...
Proceedings Article

The Impact of Real-Time Interactivity in Live Streaming E-Commerce on Consumer Brand Loyalty

Maoze Sun
The development of live e-commerce has turned digital retail into an interaction-driven relationship ecosystem. Although studies have shown that it has a certain impact on the purchase intention, the literature has the characteristics of fragmentation and short-sightedness, and has not systematically...
Proceedings Article

Generation Z and Luxury Fashion Digitization: Evaluating Vivienne Westwood’s Integrated Online Marketing on Mainstream Social Platforms

Yuwen Feng
With the development of the information age, Generation Z is becoming the main consumer group in the fashion industry. Their preferences for authenticity, sustainability, individual expression and social media-driven trends pose significant digital transformation challenges to traditional fashion brands....
Proceedings Article

Sales and Development of Western Musical Instruments on the Internet in China

Yiming Zhou
Based on the theory of digital marketing, combined with cross-cultural communication, brand management and Internet consumption behavior, this paper systematically analyzes the channel evolution, growth mechanism, practical dilemma and upgrading path of online sales of Western musical instruments in...
Proceedings Article

Disney Digital Marketing Strategy Analysis in China

Helene Zhou
With the rapid rise of the entertainment industry in the Chinese market, it is becoming increasingly important to understand how an international company is adapting their marketing strategies to better fit into the local market. This study examines The Walt Disney Company’s marketing strategy in the...
Proceedings Article

Bridging the Gap between Precision Marketing and Customer Communication: A Big Data-Driven Feedback Loop Framework

Siya Zhao
In the era of digital economy, enterprises face rapidly changing markets and increasingly diverse customer demands. In the meanwhile, traditional marketing methods often lead to an unclear positioning and poor resource use. So it may lead to weaken customer relationships. The author finds that these...
Proceedings Article

Digital Development of Cultural Intellectual Property Drawing on the CBBE Model: The Case of the Palace Museum’s Creative Industries

Hanyu Lyu
In the era of digital economy, how to transform traditional cultural resources into brand assets with extensive influence and lasting vitality has become an important issue. Although the digitalisation of traditional cultural intellectual property (IP) is becoming increasingly widespread, there is still...
Proceedings Article

An Analysis of Factors Influencing the Daily Consumption Behavior of Elderly Consumers

Yaqing Xu
Based on the increasing proportion of the elderly population, an increasing number of countries have gradually entered the aging society, and the consumption power of elderly consumers has been increasingly recognized by the market, playing an increasingly important role. This paper comprehensively studies...
Proceedings Article

Analysis of Urban-Rural Differences in College Admission under the Immediate Acceptance Mechanism and Parallel Admission Mechanism in China

Yichen Niu
Over a few decades, the admission system in China has experienced a change from sequential mechanism to parallel admission mechanism, with 28 out of 31 provinces completing the transformation by 2012. However, the existing models ignore the differences in information between rural and urban areas, which...
Proceedings Article

The Impact of Social Media Marketing on Consumer Psychology in the Popularisation of Fashion Brands

Zhen Sun
This paper examines the background and historical evolution of the fashion industry, focusing on the popularisation of fashion brands and related consumer behaviour research, which has become a key topic in the digital economy era. Existing studies have explored social media’s impact on fashion marketing,...
Proceedings Article

Digital Transformation of the Clothing Industry: Online and Offline Integrated Development

Yuqing Zeng
With the continuous development of the Internet, the popular trend of e-commerce shopping has increased, and the single offline and single real economy of clothing has been hit hard. This issue has received widespread attention from many people. However, how to promote the harmonious development of online...
Proceedings Article

Apple’s Hunger Marketing Strategy and Consumer Psychology Research

Nachuan Chen
With the rapid development of electronic technology, more and more new electronic brands have emerged in the market. However, among these brands, Apple Company has stood out among the numerous competitors through its “hunger marketing” strategy. The main topic of this research aims to explore Apple’s...
Proceedings Article

Value-driven Brand Identity Construction through Consumer Characteristics: A Case Study of Decathlon

Haotian Chen
In the context of the booming sports industry and the fierce competition in the Chinese market, the relationship between consumer characteristics and brand building is a key issue for sports retailers. The case of this study is Decathlon, a global multi-sport retailer. The study investigates the evolution...
Proceedings Article

Quantum Machine Learning for Coherent Multi-Population Mortality Forecasting: A Variational Quantum Circuit Approach

Yaoming Liang
This is crucial in predicting the value of pension liabilities and longevity risks, as they require proper forecasts of mortality. In the traditional stochastic models of mortality there are parametric assumptions of a linear nature that do not adequately represent non-linear integrated dependencies...
Proceedings Article

Prediction of Installment Default Risk of Financial Products Based on Consumers’ Buy-Now-Pay-Later Behavioral Characteristics

Ruiyang Hong
With the widespread adoption of buy-now-pay-later (BNPL) in the consumption of high-priced goods, installment payments have not only enhanced the accessibility of consumption but also increased the exposure to default risks. Moreover, a single traditional indicator is no longer sufficient to accurately...
Proceedings Article

The Application of the Logistic Regression Model in Credit Risk Assessment of Listed Companies

Kexuan Xu
Nowadays, since the capital market is expanding increasingly, more and more listed companies are coming to show their promise. However, the number of their credit risk exposures has surged; this phenomenon not only influences the reputation and financial performance of these listed companies but also...
Proceedings Article

The Marketing Ideas and Strategies of Live Broadcast Delivery Based on Consumer Psychology

Shuxin Zhang
Live broadcast e-commerce has developed rapidly, which has also attracted the attention of many researchers. However, most studies do not fully consider the psychology of consumers. This paper analyzes three marketing methods commonly used in live broadcasting: scarcity marketing, authority marketing...
Proceedings Article

Effect Comparison and Ethical Issues of Alternative Data in Credit Scoring

Leyi Shi
The traditional credit reporting system has obvious limitations in covering people and updating data. A large number of people who lack traditional credit records find it difficult to obtain financial services and the rise of alternative data provides a new way for credit scoring. This paper summarizes...
Proceedings Article

Insurance Pricing from the Perspective of Healthcare Cost Prediction—— An Empirical Analysis Based on Machine Learning Using UCI Data

Zetao Shi
In the process of continuous development of the medical insurance industry, the pricing mechanism of medical insurance is gradually maturing. In this context, it has become a key issue to carry out more scientific and reasonable medical cost prediction and insurance pricing based on individual risk characteristics....
Proceedings Article

Rookie Dilemma and Seat Allocation: Applying the Deferred Acceptance Algorithm to F1 Driver Market Design

Yingyao Zhang
The research presented in this paper assumes the Formula One (F1) driver market as the research setting and focuses on the major problems that the current junior development system faces. The career development of the drivers is heavily reliant on team-based, Junior Driver Programmes in the current institutional...
Proceedings Article

The Application Value and Potential Risks of Marketing AI in Online Sales

Zimo Wang
In the digital era, artificial intelligence has become an important driving force for the digital transformation of brand marketing in the online sales scene. While creating operational value for enterprises, it also brings risks such as privacy disclosure, cross-border data compliance disputes, and...
Proceedings Article

The Impact Mechanisms, Specific Methods and Effects of Generative AI in Digital Marketing for the Tourism Industry

Ye Yang
With the advent of the Arificial Intelligence (AI) era, Generative AI has become a key driver of digital marketing transformation. As a pillar of the experience economy, tourism’s intelligent transition has also drawn growing attention. Generative AI is actively used in the tourism industry at present,...
Proceedings Article

AI-Driven Personalized Content for Mobile AR Makeup Try-On: Mitigating Decision Uncertainty and Eliciting Impulse Purchase Intention

Yifeng Li
The coming together of artificial intelligence and augmented reality has opened new roads for individualized experiences in mobile business, but the ways through which content led by AI that is personalized affects consumers’ making of decisions are still not sufficiently researched. With Sephora’s Virtual...
Proceedings Article

An Analysis of Enterprise Digital Marketing Innovation and Consumer Demand Matching Mechanism in the Context of Digital Economy

Zhiying Zhang
This paper takes place in the period of changes in enterprise marketing under the digital economy. Research has been carried out on the role of digital technology in enterprise marketing innovation, how digital marketing meets consumers’ individualised and diverse needs, and theoretical support and practical...
Proceedings Article

Research and Analysis on XGBoost, Random Forest, and Their Hybrid Models in Retail Sales Forecasting

Zedong Wang
Retail sales forecasting plays a crucial role in inventory management, marketing planning, and supply-chain optimization, and the choice of model directly influences how well retailers respond to demand volatility, promotions, and seasonal patterns. With the growing complexity of retail sales forecasting,...
Proceedings Article

Achieving Performance Trade-offs in Imbalanced Credit Default Prediction

Guanzhi Li
This study explores the challenge of achieving a balance in performance when predicting credit defaults on imbalanced datasets. In this paper, a probability-weighted ensemble model is proposed to integrate the advantages of the two basic models, i.e., logistic regression and random forests. It studied...
Proceedings Article

Used Car Price Prediction Based on Machine Learning Algorithms

Mingliang Wei
Accurate used car price prediction has become increasingly important as the second-hand vehicle market continues to grow. Buyers and sellers often struggle to agree on fair prices because of information gaps. Expert-based pricing, while common, tends to be slow and inconsistent across different markets....
Proceedings Article

The Influencing Factors of Liquidity Risk in Commercial Banks: A Case Study of the Bankruptcy of Silicon Valley Bank

Xiaoxi Feng
Bank liquidity risk is the core issue of financial system stability, and its essence comes from the term conversion mechanism of commercial banks supporting long-term assets with short-term liabilities. The bankruptcy of Silicon Valley Bank (SVB) in 2023 reflects the rapid evolution of liquidity risk...
Proceedings Article

Machine Learning Choices for Diamond Price Prediction, A Controlled Empirical Study

Zekai Hu
Diamond price prediction is an attribute-based regression problem in which observable diamond characteristics explain a substantial but incomplete part of market price. This paper converts a public Diamonds-dataset baseline into a controlled empirical study of modelling choices. The workflow reproduces...
Proceedings Article

Research and Analysis on the Prediction of Google’s Stock Price Fluctuations in “Black Swan” Events Using a Deep Learning Model Integrated with a Macro Panic Index

Yuchen Hu
In the 21st century, global economic fluctuations have intensified, and black swan events such as the COVID-19 pandemic occurred frequently in 2020. Traditional financial models are unable to cope with sudden market shocks and the problem of prediction failure has become increasingly prominent. Therefore,...
Proceedings Article

Machine Learning-based Multi-Asset Portfolio Optimization: Evidence from Stocks, Funds and Bonds

Runzhe Yin
With the background of significant fluctuations in the global financial market, traditional single investment strategy has demonstrated characteristics such as high volatility, and poor risk diversification. To enhance the stability of investment strategies, increase the rate of return, and address the...
Proceedings Article

Machine Learning based Stock Price Prediction: A Case Study of LVMH Group

Yu Wang
In the current market, the high noise and non-stationary characteristics of stock price time series make accurate prediction extremely challenging. This study focuses on LVMH Group (MC.PA), the most representative blue chip asset in Europe, and extracts its real transaction data from January 2020 to...
Proceedings Article

The Impact of Market Sentiment and Financial Reports on Stock Prices: A Machine Learning Approach

Fenghui Zhao
Machine learning will be employed in this paper to investigate the joint effects of market sentiment and corporate financial indicators on short-term stock prices. Natural language processing is used to collect and process sentiment data from financial news and social media, and at the same time, financial...
Proceedings Article

Predicting Sephora Product Popularity with Linear Regression and XGBoost

Yueran Ling
This project investigates whether product-level information can predict the popularity of Sephora products. The target variable is the loves count, defined as the number of users who have saved or expressed interest in a product. Because the raw loves count is heavily right-skewed, the analysis models...
Proceedings Article

Feature Dominance and Explanation Stability in Imbalanced Purchase Intention Prediction

Yiming Ding
Purchase intention prediction supports conversion management in e-commerce, but evaluation can be misleading when purchase sessions are imbalanced and conversion-related features dominate prediction. This study examines session-level purchase intention prediction using XGBoost, four imbalance-handling...
Proceedings Article

Evaluating Random Forest and LSTM Architectures in Volatility Forecasting for the Magnificent Seven

Bo Wen
Volatility prediction is still required for the whole of financial risk control, and due to its instability, changes in stock prices can be quite sudden. The standard linear model cannot explain the pronounced fluctuations in the concentrated stock market. This paper examines the prediction accuracy...
Proceedings Article

E-commerce Customer Segmentation Using K-Means and Hierarchical Clustering

Yuyuan Feng
With the rapid growth of online shopping, e-commerce businesses face intense competition and need better ways to understand consumers. Customer segmentation has become an essential part of business analytics, helping companies recognise different customer groups and design personalised marketing plans....
Proceedings Article

Performance Comparison of ARIMA, XGBoost and LSTM Models on the NASDAQ Dataset

Ruize Ma
Based on the historical trading data of the Nasdaq Composite Index, this paper constructs three prediction models—a traditional econometric model (ARIMA), a machine learning model (XGBoost), and a deep learning model (LSTM)—under a unified experimental setting on the same dataset and train/test split....
Proceedings Article

Deep Neural Networks and Hybrid Architectures for Credit Card Fraud Prevention

Jiayi Liu
Credit card fraud is becoming increasingly serious in recent years for people at home and abroad. The three representative ways in this paper are: Deep Neural Networks for multi-feature integration; a hybrid Convolutional Neural Network - Long Short-Term Memory (CNN-LSTM) with attention mechanisms for...
Proceedings Article

Forecasting Sectoral Volatility with ESG Data Using GARCH MIDAS and Hybrid Machine Learning in China

Wenjing Cao
Environmental, Social, and Governance (ESG) ratings are increasingly recognized as potential drivers of stock volatility. However, the quarterly frequency of ESG ratings mismatches daily returns, posing a methodological challenge for forecasting. This study addresses this gap by systematically comparing...
Proceedings Article

Explainable Machine Learning for Personal Credit Default Prediction

Zixuan Qin
Predicting personal credit default is a vital part of managing financial risk for lenders. This paper proposes an explainable machine learning approach for predicting whether a credit card customer will default in the next month. The experiment employed the complete dataset of credit card clients from...
Proceedings Article

Predicting Loan Approval Decisions: A Comparative Machine Learning Study

Wanxuan Sun
The experiment used the public Kaggle Loan Approval Prediction Dataset, which contains 4,269 applications. The paper treated loan status as a two-class target and kept the preprocessing workflow deliberately simple: removing the identifier field, checking missing values, encoding categorical variables,...
Proceedings Article

Integrating GJR-GARCH and LightGBM Quantile Regression Model Based on Gating Mechanism

Lingyan Cai
In the financial field, accurate prediction of price changes and risks is an important reference for making decisions and now the combination of machine learning and statistical models has shown advantages. This study combines dynamic regulation based on market environmental factors with the Glosten-Jagannathan-Runkle...
Proceedings Article

Comparative Analysis of Bank Loan Risk Forecasting Based on Machine Learning Models Versus SHAP Interpretation

Yuning Wang
With the rapid development of the social economy, loan scales have expanded quickly. While banks and other financial institutions can generate considerable profits, this also means a significant increase in the risk of loan defaults. Given the vast amount of high-dimensional customer data, machine learning...